Mental Working Knowledge & Personal Finance

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You can now start enjoying your life more and manage your credit in a smarter, more cost-effective, more time-efficient, easier-to-follow and easier-to-apply manner...

Do you have the "mental working knowledge" that is needed to achieve success on a daily basis?

Many visitors to this website over the years have asked the question—what exactly is “mental working knowledge” and why should I be concerned about it?

In this discussion we will explain what mental working knowledge is and how you can utilize it in your life for the benefit of yourself and your family.

When you learn new material or material for the first time that is presented in a boring or traditional format it is not uncommon for you to have an understanding of the material at the time that you read the material—or even a few days afterwards.

However, after that the information is often forgotten and will have no real meaning in your life.

The material will then in many cases not have any relevance to your life or move to the farther recesses of your mind due to lack of importance or other factors—in your own mind.

When you learn new material or material that is presented in a different or non-traditional format it is not uncommon for you to "process" the information differentlydue in large part to the way that the information is presented.

By processing the information in a different manner
your understanding of the material in many cases will be deeper at the time and "if the information is really meaningful to you and your family" you will be able to understand and apply the information effectively even a few monthsand possibly years afterwards.

The material will then in many cases remain in your heart and mind and become a permanent fixture in your thought process on a consistent basis!

Furthermore, if you receive "high value information" that has real meaning to you and your life that is written in a style that you can readily comprehend, you will more often than not become determined and motivated to mentally grasp that information and use it to improve your and your family’s living conditions.

That is one of the primary reasons why the presentation of the material on this site is in a different or non-traditional manner.

You won't see streaming audio and video
, annoying pop-ups, mandatory viewing of advertising that take seconds away from your life and other distractions that you really care little about!

Our goal is to give you what you are looking for and can really move you and your family forward in a real and meaningful way—right now!

Our goal is to provide you with meaningful, high value information that has real meaning to your life
and that of your family's.

By receiving that type of information you can more easily “mentally grasp” the information and use it to improve your and your family’s living conditions in a much more effective manner.

Furthermore, in this high tech and fast moving environment that we now live in you must be able to process and apply information in an efficient and effective manner and it is the goal of this site to allow you to do just that.

The "high value information" must be of the kind that you can readily grasp, has meaning to you and your family and above all will move you and your family “forward” in your credit, finance and any other area of your life that is important to you.

By having the right “mental working knowledge” you will put yourself in real position to change the course of your future in a real and meaningful way!

You will have the power within your own mind to take initiative and move forward on matters of importance in your and your family’s life!

By navigating this site in a thorough manner you can gain valuable “mental working knowledge” that can move you and your family forward in the same manner that this site has done for many visitors worldwide.

For those who want to comprehensively improve their credit and finances in a way that is even more efficient and effective than utilizing this website you can now purchase Managing & Improving Your Credit & Finances for this MILLENNIUMa book that we feel is one of the most powerful ever written that is designed for your future success!

If you truly desire future success you will aspire to obtain the "mental working knowledge" that is needed for success in your everyday life.

We wish you untold success in your future and we ask that you make a sincere effort to gain the “mental working knowledge” that is needed for success in your life—whether on this site or by any other means that you feel is appropriate.

All the best...

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

Realty 1 Strategic Advisors, LLC

77 Prestwick Lane

Peachtree City, GA 30269

770-719-4550 (Direct)

866-577-7927 (Fax)

Helping make your real estate and wealth building dreams come true since 2002...

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411, Home Seller 411, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.  

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:


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