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About The BrokerThomas (TJ) Underwood

What is inside Wealth Building Now...
1-2-3 Credit & Me is now available...
What's Inside 1-2-3...
Think Smarter.  Live Better.  Success is Now.



You can now start enjoying your life more and manage your credit in a smarter, more cost-effective, more time-efficient, easier-to-follow and easier-to-apply manner...

Learn how effective financial planning can change your life for the better...

The 3 Step Approach--updated in 2023, now available on©2014, 2023...

Home Buyer 411 Updated©2014, 2023—also now available on

100 money saving strategies...

Learn about 15 Questions that every home buyer should know the answers to “prior to” purchasing their home…

Axioms for Wealth Building Success...

Learn about Thomas (TJ) Underwood and why he believes success is in the future for all who visit this site...


As a current real estate broker and former fee-only financial planner—I am keenly aware that your future success in life as well as with your credit and finances depends on what you do ”now”—how you “decide to do” what you will do now and your mental approach to putting a plan together that gives you the clear credit and financial focus that you need and deserve!


It is important that you look at your current credit and finance situation in a critical manner!

Furthermore you must be analytical in your approach—whether you are seeking debt reduction, debt elimination, properly purchasing or selling your home or the improvement of your finances in some or all areas.

Even though you don't have to be a financial expert
you must have an effective way that allows you to move forward in your day-to-day finances in a manner that will get you real results!


You must be serious at this time about your future and you must look at your credit and finances in a comprehensive manner if you desire to reach your highest potential!

As an active Real Estate Broker and past Fee-Only Personal Finance Planner, I have seen many consumers improve their credit and finances in an effective manner.  I have also seen many improperly manage their credit and finances and put themselves in a deeper financial hole.

Learn more about who Thomas (TJ) Underwood is and why he believes success is in store for you and your family...

If you navigate the world-wide-web often and you are anything like me, you too probably get annoyed at all of the ads and/or distracting or misleading stimuli on most sites.  In most cases all you really want is to get what you went to the web site to get—not unnecessary delays! 


This site affords you the opportunity to get the information that you need and deserve without all of the distracting bells and whistles!

The goal of this site is to present information to you in a style and format that allows you to focus and concentrate on the powerful content in an effective manner—not advertising and other distracting stimuli that take your "thought pattern" in another direction!

As a real estate broker and personal finance planner who has consulted with consumers for years—I am keenly aware of the real estate and personal finance issues that are of the most concern to consumers. 

I know firsthand of the steps that you need to take to achieve the success that you desire.  If your goal is to make the right decision you must have the knowledge that is needed
that will provide you with the pathway to the success that you desire.

If you navigate this site appropriately you will find valuable information that is relevant to your and your family's life
at this time that can move you forward if you have a credit, finance or real estate concern

As the content writer of this site I am confident of every page on this site as I know firsthand of the success that you can achieve based not only on the success of my past clients—but also on the success that
I too have achieved by applying the principles on this site.

It is important that you realize that the focus on this site is on you!  I could utilize advertising, streaming videos and other means of obtaining revenue if I chose to do so!

I could do a lot of other things possibly unknown to you to spruce up this site as well.  However, my purpose for doing what I do is far greater than my own ambitions.

By not utilizing pop-up advertising, streaming audio and video and other distracting bells and whistles we are able to communicate with you in a manner that gives you the “mental working knowledge” that is needed for true success in your credit and financial life!

This site is all about empowering "you" to make the right choices on the front end
as it relates to your credit, finance or real estate transactions!

On this page I could outline my list of accomplishments and awards that I have received in my lifetime in an attempt to impress you!  However, my goal is to always look forward and to achieve at a higher level.

You can’t live off of your past accomplishments or your present position—you must always move forward and ascend higher!  You must have a high standard of excellence at all times!  You can’t stand on the sidelines and not move forward!  You must move to action and move forward on a consistent basis! 

As the content writer of this site I am of the absolute opinion that all who truly desire success will attain success by navigating this site in an appropriate manner!

If you navigate this site you will attain the success that you desire if you are truly sincere because there can be no other outcome if you mentally comprehend, mentally apply and you take the necessary steps that are outlined on this site to attain the success that you desire!

How He Sees Your Future

Thomas (TJ) Underwood is the Broker/Owner of Realty 1 Strategic Advisors, LLC—one of the most successful real estate and financial planning companies in the Metropolitan Atlanta area.

He has been putting smiles on the faces of consumers from as far away as Germany with his highly effective systems of credit, finance and real estate systems and approaches that has improved the living conditions for consumers on a worldwide basis.

He believes with all sincerity that if you have it in your heart and mind that you want to achieve success at a high level and you have the right systems and approaches that gives you the preparation and knowledge that you need to achieve success in a real way—success will undoubtedly be in your and your family’s future.

He writes in an inspiring and bold style and on occasion writes in a style that seems to admonish you—however, his goal is to wake-up “the highest ability that is within you” so that you can truly reach your highest ambitions.

His goal at all times is to take your mind to a higher level of thought so that you can attain the goals and dreams that are in your and your family’s best interest! 


You are sure to gain valuable insight on how to take your credit and financial future in a direction that leads to true success!  From this point forward you don’t have to settle for less.  Now is the time that you give it your best—you no longer have to settle for less!

If you apply what you are about to learn on this site he is of the opinion that you only have one way to go—upward and onward in your future!  You are now pursuing a path to success that you never imagined! 

The success that you desire can now be attained!

If you navigate this site appropriately and you are sincere in your efforts to obtain real success—you can now do so!


He believes that you can operate in “excellence” in your life if you approach your life from the proper perspective and you have faith that you can excel and you pursue excellence in a sincere manner! 

Furthermore, he wants to inform you that this site is about quality—not the number of visitors as you will not find streaming audio and video, overwhelming ad content, articles written for search engines and not you or other distracting stimuli that you could care less about!

Odds are that you are now at this site because you were referred to this site,  you are now serious about improving your credit and finances, you are now serious about buying and/or selling your property the right way or you are now at a point in your life where you want to give it your absolute best while you are improving your credit and finances.


You are the only one who truly knows what your best is deep inside! 

Are you giving it your best in all that you do? 

By navigating this site in an appropriate manner you can get to a point where you will give it your best in your credit, finance, real estate and other pursuits or future goals that you may have.

Always realize that time will move forward whether you give it your best or you fail to do so! 

Now is the time that you live your life without questioning whether you gave it your best!

You can now join the thousands of consumers worldwide who have already achieved success at a high level and continue to move forward in the management and improvement of their credit, finance and real estate pursuits.


We are of the opinion that major success lies in your and your family’s future if you navigate this site in an appropriate manner and you apply what you are learning on a consistent basis!

Why This Website and Why Now?

Many consumers who have visited this site have asked—how were you able to create a website like this at this particular time?

My answer is always that I am operating in my "life purpose" and providing content on this site is almost effortless, however it does take time, personal commitment and proper focus! 

By operating in my life purpose and having the mindset that I will operate at my highest level at all times—the creativity and knowledge inside of my mind comes to the surface to provide you (hopefully) credit and finance advice and understanding that you can apply on a daily basis to truly transform your life and that of your family's!

It is important that you realize that I am basically just like you with the possible exception that I have made a "real commitment" to apply the empowering content on this site in a serious and sincere manner—and my thought process is always (consistency) of a successful outcome!

By making a real commitment to think outside the box (big imagination) and doing my best in all of my endeavors—my thought pattern is that of success!

By making a real commitment and using your creativity—you too can make a way, find a way, discover a way and analyze a way for future success at a high level in the area of "your" choosing!

After the recent (2007-2008) real estate and financial market meltdowns I heard from many consumers who faced adversity (or difficulty) in various forms in regards to the management of their credit and finances. 

I even faced great adversity in my own life, from the transition of my younger brother (who looks just like me) to adversity in many other forms and on many other fronts.


However, I had to do as I always asked my early visitors to this site to do—“always respond positively to adversity” and by doing so the development of this site was accelerated so that consumers could address their credit and financial issues in a more effective manner at this time!



I realized that had our system of credit and finance management been available to the masses “prior too” the real estate and financial market downturn of the last few years—the system could have made a real difference in the lives of consumers in a major way.

However, with the creation of this website I also realize that this site is not for everyone—only those who truly want success at a high level and only those who are willing to take the "necessary action” that is needed to attain success at a high level.


Many consumers are content with their current level of their credit and finances and mediocrity suits them just fine.  They lack the commitment and determination to put in the required effort!

Still others desire a “path to success” that will lead to them attaining their dreams of living their life in a style and manner that they know they deserve and suits them best
not creditors and others who may not have their best interest in mind! 

It is you who must decide the route that you will take in life!   If you desire real success—this site will provide you the real opportunity to attain that success!

It is important that you use your analytical skills properly.

Be sure to search the web exhaustively and try to find a credit and finance website that offers you high value content, ease of use, no annoying ads or streaming audio and video and the content that you desire—and see if you can find what you are looking for at a higher level than the content that can be found on this site!

Even those who possess a high level of credit and finance knowledge are not willing to share that knowledge with you
in a meaningful way—with absolutely no strings attached!

In an attempt to shift the power in your (consumers) favor when it comes to managing and improving your credit and finances—I have created what I believe are the most effective websites and book on the market for improving your credit and finances in a comprehensive manner.

Be sure to "consider purchasing" Managing & Improving Your Credit & Finances for this MILLENNIUM—my new book and I am sure that you will find major success in your future in the most efficient manner possible—by purchasing this book!

By purchasing this and other books created by the broker of Realty 1 Strategic Advisors, you help the continued growth and expansion of not only this site but our other sites as well—as we accept no advertising of any kind.  And as always shipping is free if purchased from this site!


Meet Your Realty 1 Strategic Advisors, LLC Broker/Owner

Hi, my name is Thomas (TJ) Underwood. My Real Estate and Financial Planning experience totals over 18 years. I bring a wealth of skill, experience and professionalism to the home buying and home selling transaction.

I take pride in giving incredible service with warmth, energy and understanding of your individual needs to help you make the decision that is best for YOU.

I love this business and work it full time and my goal is to make the entire home buying and/or home selling process as smooth and enjoyable as possible for you.

We are proud of the fact that the majority of our business comes from referrals due to servicing clients in a manner that satisfies them.

We consider referrals the highest compliment that we can receive.

We recently launched a web site in January 2010 to assist even more potential home buyer’s and home sellers and it too has become very successful.

Our success comes from attention to detail, listening to your desires and needs, properly assessing your situation, and making recommendations that are in your best interest (I am a former fee-only financial planner).

We are committed to providing you with the highest level of service along with being there for you before, while and after your home purchase or home sale.

We take your home buying and or home selling concerns seriously and our goal is to make the entire process as comfortable as possible for you and your family.

That is the primary reason that we offer services that other real estate companies don't offer. We are not shy about it as we honor everything that is stated on this site.

How I See Your Home Purchase Or Sale

I like to compare purchasing or selling a home to taking a ride in a taxi in a foreign country. When you, the passenger start on the ride, you may have little or no understanding of how it will go.

The taxi drivers job is to use his or her experience to get you to your destination in the least time and with the least aggravation (traffic jams, delays etc.) while keeping you calm and informed throughout the ride.

I see myself as the taxi driver in a foreign country. My job is to assist you, the buyer and/or seller in getting your mortgage and home purchase or sale at a competitive cost, in the least time, and with the least aggravation.

I promise that I will use my 18 plus years of experience to take you on the smoothest ride I can. If we do hit a pothole, I won’t bail out on you.

I’ll be your teammate throughout the drive until I get you safely to your destination in your new home. In addition, I will be there for you after you get to your destination to assist you in any way I can.

Thomas (TJ) Underwood

Real Estate Brokerage/Sales

Realty 1 Strategic Advisors, LLC

770-719-4550 Office

866-577-7927 Fax

I hope to have the pleasure of assisting you in the purchase or sale of your home!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



Atlanta South Location:

Realty 1 Strategic Advisors, LLC

77 Prestwick Lane

Peachtree City, GA 30269

770-719-4550 (Direct)

Atlanta Central Location:

Realty 1 Strategic Advisors, LLC

2940 West Stubbs Road

Atlanta, GA 30349

404-952-9284 (Direct)

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