Comprehension & Personal Finance—Learn why you must receive what you hear and act on what you hear in an appropriate manner when it can truly benefit you and your family!  

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Learn Why It Is Important That You Use Your Mind Appropriately & Comprehend Your Future at Your Highest Level

What are you listening to, reading and being receptive to on a daily basis? 

Are you listening to and reading high quality material or are you doing just the opposite?

It is important that you realize that the quality of the material that your mind and heart receives has a high correlation on what your mind and heart will put out!

In a real sense you are the product of your environment, your experiences and what you have been exposed to—however, you can overcome your environment, your experiences and what you have been exposed to that may have had a negative effect on you.

You now control the direction of your life and where you can go in your future!

By making the decision at this time to choose success and then actually pursuing the success that you desire at your highest levelyou put yourself in position to leave excuses behind!

You can overcome by having strong willpower and determination and a real plan of action that will lead to the results that you desire. 

You must at this time have the aspirations to be the best that you can be!

You must realize that it is often not worthwhile to compare yourself to others (relative comparison)—you must live your life in a manner that allows you to do "your" absolute best (operate in excellence) regardless of what others are doing!

If you truly desire to improve your credit and finances you must not only comprehend the information and advice on this site—you must also act on the information and advice that your mind and heart receives on this site.

You must do so in a thoughtful, critical, curious, analytical and considerate (accurate) manner! 

You must use your intelligence in a manner that will benefit you and your family the most!


You must understand that you must not only "really hear" what is being said on this site you must also take the right action if you desire to bring about positive results that can truly change your life for the better.


You must not let creditors and others who do not have your best interest at the forefront benefit by your improper use of your credit to their advantage and you can put yourself in position to do just that by properly navigating and comprehending the material on this site—at your highest level!

You can gain the mindset of not allowing unfavorable outcomes to happen to you by navigating this site and particularly the
"Keys to Success" pages that are on this site—however you must not only comprehend the material you must take action on a consistent basis if you desire success at a very high level!

You can also gain the insight that is needed 
to make favorable outcomes happen in your life by navigating this site!


As you navigate this site and your life you must have the mindset that you will be receptive to comprehending and applying the knowledge that you will gain in order to move yourself and your family forward and obtain the credit, finance or any other success that you desire!



You must be receptive because if you desire real success you must have a real understanding of what it takes to achieve the goals and objectives that you desire!


In order to produce the results that you desire you must have a practical and highly effective way of approaching your situation on a daily basis.


You must realize that what you say and how you say what you say determines if it will be received by those who you communicate with!


You must realize that what you hear and how you hear what you hear and whether you act on what you hear when it is in your best interest to do so determines in large part your and your family’s future success!



You must realize that it is no accident that this site communicates with you in a manner that is designed to get you real results—right now!


On this  site we present information in a manner that allows what you are learning to take root (foundation) in your life and produce the outcomes (goals and objectives) that you desire. 

Our goal is to make your comprehension as clear as possible, however it is up to you to take appropriate action and cultivate other qualities that are needed for success on a daily basis!



You can dream as big as you want with your credit and finances (or other goals that you may have in mind) if you gain the foundation of credit and finance that you now have the opportunity to attain by navigating this site at this time.


Always remember that what you comprehend and how you comprehend (you must really engage your mind)  the material on this site will play a large part in how successful you can be in your and your family’s future!


You must use your "will" to process and comprehend the advice and information on this site at your highest level if you desire true success at this time.


By doing so you can put yourself in position to reach many of the goals and objectives that you may feel are now out of reach.

Isn’t it time that you make a serious effort to reach meaningful goals that can really benefit you and your family in a  significant way—today!

All the best as you "comprehend" this site and achieve major success...

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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