Keys to Success—Learn the key areas of credit and finance that you must master if you are to achieve at your highest level

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Keys to Your Future Financial Success

It is important that you realize that there are certain areas of understanding that are necessary if your goal is to build your future credit, finance and real estate success in a clear, confident and highly effective manner.

It is important that you have a real understanding and practical application of all of the information on the page links that follow.

There are certain
"keys to understanding" that you must have in your heart and mind if you are to succeed at a high level on a consistent basis. 

If you don’t want success—success does not want you—whether or not you believe it to be true!

If you desire real success in your life 
be sure to comprehend the following links at your highest level.  By doing so you will have the opportunity to achieve success beyond your imagination!

Be sure to return often as new articles that can really benefit you and your family will be added on a monthly basis.

Also, be sure to scroll down to the bottom of this page 
as you will gain a powerful understanding and insight on how you can use "the basics of personal finance" to your and your family's best advantage!



Ability & Personal FinanceYou have the ability to transform your credit & financial future

Achievement & Personal FinanceLearn what actions will lead to the success that you desire

Action & Personal FinanceLearn why taking consistent action is so important

Anger & Personal FinanceLearn why your anger does nothing to move you—or your family forward

Anxiety & Personal FinanceLearn Why You Must Have A Positive Outlook On Your Future

Balance & Personal Finance—Learn why you must have balance in all areas of your life

Cash Flow & Personal FinanceWhat you decide to do with what you makeis more important than what you make

Clarity & Personal FinanceYou must have a clear vision of your future

Comprehension & Personal FinanceLearn why you must comprehend the material on this site at your highest level

CreditWhat is the purpose of creditand why do I need  credit?

Credit Card BasicsLearn what you must know about credit cards

Credit RestorationHow can I restore my credit?

Decisive Action & Personal Finance
Learn why taking "decisive action" aloneis not enough

Dedication & Personal FinanceAre you dedicated to achieving future success at this time?

Diligence & Personal FinanceLearn why you must be diligent in your actions—on a daily basis

Direct Action & Personal Finance—Learn why taking action immediately serves your best interest

Direction & Personal FinanceDo you know where you are headed?

Distractions & Personal FinanceLearn why you must reduce or eliminate the distractions in your life

Excuses & Personal FinanceLearn why you must not make excuses—when managing your credit and finances

Effort & Personal FinanceLearn why you must dream big—and then put in the required work!

Expectations & Personal Finance—Learn why you must expect success in your future

Faith In ActionWhat it Really Takes—to Achieve What You Desire

Fear & Personal Finance—Learn why you should not have fear—when attacking your credit and finances? 

Financially Alert Mind & Personal FinanceLearn why it is crucialthat you have one

Foundation & Personal FinanceLearn Why A Solid Foundation is Mandatory in Today's Society

Free Stuff & Personal FinanceUse caution as scammers are all around you

Goals & Personal FinanceLearn why you must AIM high—if you are to exceed the sky

Intelligence & Personal FinanceLearn why you must analyze credit and finance systems properly

Joy & Personal FinanceLearn how you can regain the joy that you once hador gain the joy that you deserve

Knowledge & Personal FinanceLearn why knowing what to do on a daily basis serves your best interest

Life Stages & You
—Learn why starting early will give you a serious advantage over those who start late

Mental Fortitude & Personal Finance—Do you have the mental strength that you need—to succeed?

Mental Working Knowledge & Personal Finance
Do you have the  knowledge on a daily basis that is needed to manage your credit and finances on a daily basis?

Mental Vision & Personal Finance—If you have the vision—success can be in your future

Mindset & Personal FinanceLearn Why The Proper Shift In Your Mind Can Benefit You & Your Family Immensely

Momentum & Personal Finance—Learn how you can use momentum to move forward

Mortgage InsuranceLearn what you need to know about mortgage insurance

Obstacles & Personal FinanceLearn why you must not let obstacles deter you from reaching your goals

100 Money Saving Strategies--Learn how you can cut expenses and get more income

Opportunity & Personal FinanceWhen opportunity knocks...will you answer?

Perception & Personal FinanceHow you perceive your credit and financial future—is critical for your future success

Perspective & Personal FinanceWhy you must take action to achieve the success that you desire 

Personal Credit—What is the purpose of Personal Credit?

Possibility & Personal Finance—Do you know what is possible in your financial future?

Responsibility & Personal Finance—You are responsible for managing and improving your credit and finances!

Retirement Funding & Personal Finance
—Are you now prepared to reach your retirement goals?

Self-Discipline & Personal Finance—Learn if you have the self-discipline that is required to attain major success!

Self-Worth & Personal Finance—Do you know what you are worth?

Sincerity & Personal FinanceLearn why you must ignite your own fireinside your mind & heartif you desire to achieve the type of success that will truly set you apart

Success Planning

Tax Shelters & How You Can Benefit

Thoughts & Personal FinanceLearn why your daily thoughts are critical for your future success

Timing & Personal Finance—The time to do anything meaningful and significant—is never just right...

Winning & Personal FinanceLearn how you can win in your financial future

Understanding How Media Affects Your Financial Future

Why You Must Have Patience if Your Goal is to Achieve Success

Why You Must Remove Clutter from Your Credit & Financial Life

Why Persistence is a Quality That You Must Have

Why You Must Manage  Your Credit Effectively


Credit Card Basics—Learn What You Need to Know About Credit Cards 

Insurance Basics—Learn What You Need to Know About Insurance

Investment Basics—Learn What You Need to Know About Investments

Tax Basics—Learn What You Need to Know About Taxes

Emergency Fund—Learn Why You Must Properly Establish One

Education Basics—Learn What You Need to Know About Education Funding

Basics of Estate Planning/Wills—Learn What You Need to Know About Estate Planning/Wills

Retirement Planning Basics—Learn What You Need to Know About Retirement Planning

CompoundingLearn How You Can Use Compound Interest for Your—and Your Family's Greater Benefit

Winning & Personal FinanceLearn how you can win in your financial future

By properly comprehending and applying what you will learn on the above links you will possess (in your mind) the keys to unlock the "doors of success" in all areas of your financial planning in a comprehensive manner.

By doing so you will put yourself ahead of many in the general population who for the most part look at their finances in a piecemeal or inappropriate manner.

If you want to take your finances to an even higher level be sure to navigate this site in a thorough manner along with our companion site—

If your goal is to totally take control of your credit, finance and real estate future in the most forceful manner possible—utilize the above websites in conjunction with the purchase of Managing & Improving Your Credit & Finances for this MILLENNIUM and you will be unlocking "doors of success" that you never imagined possible!

Always remember that "prevention" (acquiring the proper knowledge that you need on the front end) is the best medicine (you can avoid the financial mistakes that many consumers make) when it comes to managing and improving your credit and finances.

By "knowing and applying" the "keys to success" in your daily life at the level that is the "absolute best" in youunlocking the success that you always desired will be in your hand, because you will have all of the keys inside of your heart and mind.

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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