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You can now start enjoying your life more and manage your credit in a smarter, more cost-effective, more time-efficient, easier-to-follow and easier-to-apply manner...


Maturity & Wealth Building

Learn how your "maturity level" is a key determinant as to whether you will achieve financial success during your lifetime...

Created on 11/19/2017 by

Viewpoints & Wealth Building

Learn why your "viewpoint" of your future plays a large part in whether you will achieve that view...

Created on 11/04/2017 by

Optimism & Wealth Building

Learn why it is critical that you have an optimistic view of your future whether it be financial or otherwise...

Created on 10/15/2017 by

Pursuing Your Dreams & Wealth Building

Learn why pursuing your goals at your highest level is the best approach to take if you desire true success...

Created on 10/15/2017 by

Protecting Your Identity & Wealth Building

Learn how you can build wealth and protect your identity by using the credit and financial system in a more intelligent way... 

Created on 9/23/2017 by

Housing Related Insurance & Wealth Building

Learn how housing related insurance can help you attain your wealth building goals...

Created on 9/16/2017 by

Smart Homes & Wealth Building

Learn how you can build or convert your home and make it smarter—and build wealth more efficiently…

Created on 08/26/2017 by


Financial Planning, Family Planning & Financial Success

Learn how you can use financial planning to achieve financial success for yourself and your family...

Created on 08/05/2017 by


Personal Credit Makeover & Wealth Building

Learn how a Personal Credit Makeover  can help you Build Wealth more efficiently…

Created on 08/01/2017 by


SEP-IRA versus SOLO 401k

Learn what the best choice is for your retirement future if you are a single employee at your company or you are a small company considering whether an SEP-IRA or a SOLO 401k is your best choice

Created on 07/23/2017 by

How to Make Your Home Sell

Learn why the smell, look and price of your home is critical for selling your home in the current economy...

Created on 07/02/2017 by

Vision &  Wealth Building

Learn how seeing your wealth building future with more clarity leads to more success for you and your family...

Created on 06/24/2017 by

Who is Thomas (TJ) Underwood

Learn who Thomas (TJ) Underwood is and why he believes success is in store for you and your family...

Created on 06/13/2017

Timing & Wealth Building

Learn why your thought process, intelligently attacking your finances, obtaining the right knowledge and putting in the required effort is critical for your success at this TIME…

Created on 06/13/2017 by


2017 Home Buyer Success Tips

Learn how you can make your 2017 home purchase more successful

Created on 06/03/2017 by

College Graduates & Wealth Building

Learn why "College Graduates" should "Build their Credit " in as effective a manner as possible...

Created on 05/21/2017 by

Credit Management & Wealth Building

Learn why Credit Management is a vital step when it comes to Wealth Building...

Created on 05/07/2017 by

Wealth Building Basics

Learn why the “TIME” is now to start Wealth Building in a more “Thought Provoking” manner…

Created on 04/06/2017 by

Estate Planning/Wills & Wealth Building

Learn how you can leave your assets to your loved ones and your favorite causes in a manner that serves your best interest...

Created on 04/06/2017 by

Homeowner Tax Breaks & Strategies

Learn how you can save on your personal taxes by using the tax codes and strategic maneuvering…

Created on 03/04/2017 by

Credit Resources

Learn how you can use these credit resources to achieve your credit and financial goals more efficiently...

Created on 02/18/2017 by

Encouragement & Wealth Building

Learn how you can use encouragement to achieve more and build your wealth more efficiently...

Created on 02/11/2017 by

Excellence & Wealth Building

Learn why you must operate at your highest level of excellence if you desire to build your wealth more efficiently...

Created on 01/29/2017 by

The X—FACTORS & Personal Finance

Learn how you can use your eXperience, eXpertise and eXercise to achieve at a higher level of eXellence

Created on 01/15/2017 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Self-Improvement & Personal Finance

Learn Why Self-Improvement With Your Finances Can Lead to Improvement in Other Areas of Your Life..

Created on 01/07/2017 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Endurance & Personal Finance

Learn why 2017 will be "Your Year of Action"

Created on 01/01/2017 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Mastering the 5 Credit Factors so that You Can Achieve Your Dreams

Learn how knowing the five credit factors and applying them to your unique credit and financial situation can lead to a more efficient path to the success that you desire…

Created on 12/20/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Inquiries & Personal Credit

Learn why you must keep "inquiries to a minimum" if your goal is to build your credit and credit score…

Created on 12/20/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Time Length of Accounts & Personal Credit

Learn why you must "keep older accounts in good standing open and active" while maintaining and improving your credit…

Created on 12/20/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Utilization & Personal Credit

Learn why your credit "utilization" (how much of your available credit you use) is critical for your future financial success...

Created on 12/18/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Negative Information & Personal Credit

Learn why you must keep "negative information" off of your payment history in your credit file...

Created on 12/17/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

2017 Your Year of Action

Learn why it is important that you actively pursue your financial success

Posted on 12/13/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Financially Alert Mind & Financial Success

Learn how to KICKstart your financial future today...

Posted on 12/12/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors


Learn about the "favorite pages of visitors" to all of the sites that are created by Thomas (TJ) Underwood

Posted on 12/10/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Year End Encouragement & Inspiration

Learn How As 2016 Ends Your 2017 and Beyond Financial Success Begins

Posted on 12/03/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Types of Personal Credit

Learn how knowing how to use your knowledge of the "types of personal credit" can get your credit score in the range that you desire

Posted on 11/25/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Anger & Wealth Building

Learn why getting over your anger immediately regardless of how you feel at the moment is a key to achieving more…

Posted on 11/13/2016 by Thomas (TJ) Underwood of Realty 1 Strategic Advisors

Think Twice About Financial Advice

Learn why you must approach credit, financial and real estate advice with caution...

Posted on 10/09/2016 by

Balance, Enthusiasm & DesireLearn why you must "get out of BED" if you desire to make your FINANCIAL GOALS a reality
Posted on 9/25/2016 by

Effective Financial PlanningHelping You Push Toward a New Financial Destiny

Posted on 8/21/2016 by


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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia.

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411, Home Seller 411, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.  

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

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Click here to visit The Wealth Increaser.


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