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Action & Personal FinanceLearn Why Taking "Consistent Action" is "So Important"

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Action & Personal Finance

What action will lead to the credit and finance success that I desire?


You must not do like many who state that they have “faith” that they will  improve their credit and finances and when you ask them what are they doing to work toward that goal (what action are they taking at this time)—many have no answer or an inadequate answer (they continue to do things that will put them in a deeper financial hole). 

You must have a system that allows you to analyze your cash flow on a monthly basis to see where you are at with your credit and finances and then you must “take action” on improving your current position—without delay!






  •         You must proceed without hesitation and not let the adversity that you will undoubtedly face deter (or detour) your path to success



Faith is more than just believing that which is unseen will occur in your future.  Faith is action not inaction or reaction!  Although you won’t see it in the dictionary—I am of the opinion that faith is action. 

If you are not actively working toward making your future goals happen—do you really believe?  You must know with all certainty that what you see and visualize in your mind and heart will truly occur!

Activating your heart and mind towards the goals that you seek is critical for your and your family’s future success. 

Nothing meaningful and significant in your life will happen until you “move to action.”

It is not until you move to action that positive success begins to happen—just as some kids with means are often lackadaisical in their approach to their future if everything was given to them by their parents.

Because they are not motivated at a high level to move to action due to their thought pattern—some feel that everything is laid out for them and they are not motivated to move to action at a high level.

Contrast the above behavior to that of a kid with little means—but they have a high level of motivation—their heart and mind is often activated at a high level and “moving to action” happens as a matter of course on a daily basis in many of their activities.

The difference is that their mind is activated at such a high level because they know in their heart and mind that if they want the future that they desire—they know (whether consciously or unconsciously) that  they must take decisive action on a consistent basis in order to reach the goals that they desire. 

Whereas, those who have everything laid out for them—on many occasions will believe that they can attain their goals with little or no effort!

That is not to say that those who have faith and don’t take action or appropriate action never succeed in reaching their goals.  My point is that they in many cases make it far more difficult to succeed—by not taking appropriate action!

Even though on occasion many will succeed with what appears to be limited or no action on their part! 

Always realize that faith is a very powerful component of reaching your future goals—whether it is for improving your credit or finances or other areas of your life. 

You must be determined to reach your goals and you must take action on a daily basis!

Gratitude is also another quality that can move you forward as you must be thankful for your past, present and future accomplishments—if you are to achieve at your highest level!

By showing gratitude you open up in your mind and heart the possibility to attain the future goals that you desire for yourself and your family that you may have thought were previously unattainable!

You must always have your heart and mind “open” to the possibility that success at a high level—can and will occur in your life.

If you have true faith and you are gracious (thankful) for your accomplishments you will respond positively to any adversity that you may face—on a consistent basis!

If you have had a setback in life—whatever it may have been—you are still in position to move forward and achieve the success that you know that you and your family deserve. 

By having a setback you are now able to see your (and your family’s) future more clearly (you have more focus) and if you develop the habits that are needed for success at this time you can transform your future to one of true success. 

You must “cleanse” yourself of your bad habits on a daily basis by focusing on and utilizing positive habits of success on a daily basis.  By doing so consistently—you override the power of your negative habits and those habits will be defeated if you are truly sincere!

It is imperative that you take “action” NOW and move forward from any adversity or difficulty that you are now facing—or that you may have faced in your past!

Now is the time that you move forward and reach the goals and objectives that you know can permanently change your life for the better.

We wish you untold success in your credit and financial pursuits and any other area of your life that you plan on addressing at this time.

Your decisive action at this time will determine in large part if you are truly sincere in your efforts to attain the success that you desire—for yourself and your family! 

You must not fear your future!  Quite the opposite
—you must look forward to the success that you now know lies in your future if you take "direct action" at this time

As you navigate lifeand this sitegear your mind up to always know in your heart and mind that you must "take action" on a consistent basis or shall I sayyou must take the "right action" on a consistent basis!

By doing so you will possess the "master key" to unlocking the doors to the future success 
that you and your family desire and deserve!


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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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