Being Proactive & Personal FinanceLearn why it is important that you are out in front of your credit and finances

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Over the years we have found that a proactive approach to managing your finances can lead to greater success during your lifetime.  It is important that you realize that you don't have to suffer or make the same mistakes that others make if you do what you need to do at this time.

Even if you have managed your credit and finances poorlyyou can put yourself in position for future success if you decide right nowto take the necessary action on the front end!

You can now approach your credit and finances in a proactive manner by navigating this site or obtaining our NEW GUIDE that is having a major impact in the lives of consumers around the world.

Even though we believe the system inside this new guide is one of the most powerful that can be found in personal financeit is important that you come to your own conclusion and this free guide provides you the opportunity to do just that.

We also realize that only a select few will actually "want" to move forward in a proactive manner and take the management of their credit and finances to a very high levelto really benefit themselves and their family!

Are you one of the select fewor are you unsure of what you want to do?

Only those who are proactive (or willing to be proactive by gaining the qualities that are needed) and sincerely want to put in the required effort to make their dreams a reality will attain the success that they desire to attainor need to attain.

Isn't it time that you take a proactive approach and do what is best for you and your family?

You don't have to blame others, outside forcesor make excusesbecause you have not achieved at the level that you desire to achieve at.  By starting todaya better future for you and your family can definitely be on the way!

Over the years we have found that consumers need good input (knowledge) on a regular basis—on the front-end (proactively) if they are to reach their highest potential when managing and improving their credit and finances.

Isn't it time that you use a smarter, more proactive approach to attacking your credit and finances? 

Isn't it time that you achieve what you desireso that you can take your living standards higher?

You can do so if you choose toyou can now make your dreams come trueif you do what you need to do!  You can make it happen nownavigating this site and/or our NEW GUIDE will show you how!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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Atlanta, GA 30349

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