Confidence & Personal Finance
Learn why you must have a high level of confidence about your future outcomes

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Confidence & Personal Finance

It is important that you have a high level of "confidence" and a positive outlook about your and your family's credit and financial future in these difficult times that we now live in.

As the year of 2011 comes to a close we thought it would be appropriate to end the year with a discussion of this very important quality.

It is imperative that you have a view of your future that is prosperous and will give you the results that you desire, regardless of how the current and future economy will affect others!

You have all that you need inside of you to make your future a successful one if you believe you can do it.

Don’t let the way others view and see the current economy and future economy be a deterrent to you successfully transforming your future in a major way.

However, you must realize, it takes more than just believing to transform your future!  You must also have the financial means and a detailed plan that will take you to where you need, or want to be.

By having "confidence" in your future—you send a consistent signal to your mind and heart that you will be successful and accomplish your goals—even if others don’t!

By having a high level of confidence about your financial future it will help you cultivate habits that are good for you and your family.

You must not fear the future no matter how uncertain it may appear. You must always love, honor, and believe in yourself by having a high level of "confidence" in your future.

If you currently lack confidence you can increase your confidence level by using written goals and believing in yourself, your family and your future so strongly that defeat is not an option!

If you currently have confidence in your future—you still need a written plan for achieving your future goals, a high level of determination, the ability to overcome adversities that you may face in the future, a high degree of commitment and the self-discipline to carry out the goals that you outline in your written plan.

You must have a heart-felt desire to make your future a prosperous and successful one!

If you have confidence in your future goals you will not half-heartedly pursue your future goals.

You must pursue your future goals whole-heartedly and with the passion of the real expectation that your future goals will be successful.

Your vision of your future success must be so clear to you that you believe that your success has already occurred!

Many who don’t reach their financial or other goals do so because they lacked the confidence in their mind to really believe that it could and would happen.

Don’t let that be you!

You must understand that if you don’t “really” believe that a successful and prosperous future will happen—it won’t happen.

The "spirit of success" should embody everything that you do if you truly want to make your dreams come true!

You are the determining factor and you control your future!

Use that knowledge to move yourself and your family towards your future goals!

Whether your future goals are to improve your credit, save for that great family vacation that you always wanted to take, reaching your retirement goals, funding your children’s college education or any other goals or objectives that you may have, you are the determining factor that will make what you are pursuing occur.

Again, it is imperative that you have "confidence in your future" if you truly want to move yourself and your family forward in a major way!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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