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Expectations & Personal Finance
—Learn why you must expect success in your future

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Did you know that increased expectations—requires increased effort on your part?  It is imperative that you have high standards and you set goals that are meaningful—and empowering.

You don’t want to go into your retirement years with just enough to pay your monthly bills—you must raise your expectations of what you expect in your future—if you desire success at a higher level!


First and foremost you must determine your investment style—are you more of a risk-taker—or are you more risk averse?

Do you have a “safe pot” that allows you to meet your minimum monthly bills in your retirement years for your life expectancy?   

You already know that the downturn of the markets can—and has occurred—and you must have a plan in place that gives you a certain level of return with lower risk—so that you can at least live at a basic level of decency.  

You already (or should) know that in Corporate America downsizing continues, outsourcing continues, and future stock returns in many sectors are far riskier due to the management style of those who now run many of the fortune 500—and other publicly traded companies!


Do you have another “riskier pot”—that allows you to take some risks that will allow you to obtain a better rate of return?

You could possibly use another pot to enjoy life more abundantly as you enter your golden years.

Even though you will be taking on more risk—you can afford to do so if you have a properly established emergency fund—you have a meaningful understanding and effective management of your credit and finances—and you have your retirement needs covered—at a level that allows you to live decently in your retirement years!


Do you have a properly funded emergency fundand have you analyzed all areas of your credit and finances in an appropriate manner?  Do you even know all of the areas of your finances that you must address?

Do you know how to invest in a manner that benefits you—and your family the most?


These are basic questions that you not only need to ask yourself—you need to answer them honestly—and then take the appropriate steps to enhance your current position in all of the areas mentioned above!

Now is the time that you raise your standards—and achieve the success that you not only deserve—but also the success that you expect to happen—within your own mind!

You must know within your mind that if you do xyz—you will achieve—xyz!   Do you now know if that is the case within your mind—at this time?

If you don’t—you can correct that now by navigating this site in an effective manner—at this time! 

Always realize that you can never eliminate risk—nor can you determine the age at which you will make your transition—however you can adequately plan for—and increase your odds to age in a graceful style—and in a style that may provide you the “excess” returns that can lead to a more prosperous and rewarding retirement!

However, you must develop the mindset to take action—in the right way—by preparing your mind with the right knowledge—right NOW!

You control the expectations of your future outcomes!  Do you expect little of yourself during your retirement years—or do you seek to live your retirement in abundance? 

The decisions and actions that you take at this time—will in large part determine the path that you decide to take!


We are of the opinion that you will achieve untold success in your credit, finance—and retirement future—and we are certain that you will attain just that—by decisively applying what you need to apply—on a consistent basis—in your life—to make what you desire a reality!

Do you know what your dominant gift in your life is—you must discover your gift—and success—will happen.

Even when you can’t see the finish lineand times will get difficultyou must follow through—and feel with your sense'sthe exuberance of the success that you know will occur—in your future.

You must continue your work at a very high level—to make what you see and expect—a reality.


You must expect to winsuccess and victory—must be in your vision—and on your radar!


Now is the time that you stop making excuses if you truly desire to move forward. 

You must make your future expectations happen by taking action now—so that you can move forward in an efficient manner!



Just as this site is like a magnet to those who truly desire success (it is no accident that you are at this site—at this time)—so too can you attract others to your vision! 

If your vision is powerful and new—others will be attracted to it—and they will pursue you—and seek to see—the vision that you have already seen!


If you pursue your life purpose (or your God given gift) you must expect success—and you must be prepared for what will come when you provide a new light that shines brighter than what others have ever seen!


Once you expect success—and you work to make it happen—the time will occur when it is time to display your vision to the world—to benefit humanity in a major way.

You must pursue your life purpose and do what needs to be done—whether others are looking—or not! 

You must know that what you desire will occur—because there can be no other outcome—whether it be improving your credit and finances—or achieving your life purpose!


You must create your vision—and properly focus on that vision on a consistent basis—whether that vision is improving your finances—or attaining any other goal that you desire.  

Once created—your vision has the potential to lead others to see what you see—however you must put in the work that is necessary to make it happen in real time—so that your vision has a "real effect" on consumers from all walks of life!


If you truly expect success in your future—whether financial or otherwise—this site will go a long way in preparing you for that success—right now!

We believe that you expect success in your—and your family's future—and you now have a real understanding of how you can accomplish those expectations—head on!

What are your expectations for your future—where are you now being taken—where do you desire to be in your retirement years?

What are you passionate about at this time? Passion alone is not enoughyou must also have the proper focus—if you expect to achieve at a high level!

Do you really know what you want in your life?

These are questions that you must ask yourselfand answer appropriately.

Once you know the answers—this site will provide you much of the knowledge and practical application that you need to know—to succeed in your future—at a level that is expectedif you desire real success!

You will gain the tools that you need—to succeed—and you will have a real belief in your mind and heart that you can achieve at a level that you can actually accomplish—and at a level that you expect.

If you decide to apply what you are learning at your highest level—and in an appropriate manner—you can now do so—and based on that decision—you should expect nothing less than major success—in your—and your family's future!!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



Atlanta South Location:

Realty 1 Strategic Advisors, LLC

77 Prestwick Lane

Peachtree City, GA 30269

770-719-4550 (Direct)

Atlanta Central Location:

Realty 1 Strategic Advisors, LLC

2940 West Stubbs Road

Atlanta, GA 30349

404-952-9284 (Direct)

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