Determination & Personal Finance
Learn why a determined approach towards the success that you desire will take your achievement level higher

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Determination & Personal Finance

It is important that you never let your past stop you from changing your future financial condition or position in a major way.

You must realize that you can recover from anything in your past if you have the will, desire and determination to do so.

You must realize that your "level of determination" will be the key in changing your future for the better. You cannot let the opinions of others be an obstacle to you transforming your future for the better.

It is important that you realize that the determination that is needed for true success in your future “must” come from inside of you.

If you have the determination, this site can help you get on a path to changing your credit and finances for the better.

Your "level of determination" can be improved if you change your thoughts in a manner that blocks out all negative information that you may be hearing from others.

If you look at your life and finances in a different manner you may be able to move forward and accomplish your future financial goals.

Your determination and the ability to understand that written goal setting can get you moving in a direction that will lead to you and your family reaching your financial goals in the short, intermediate, and long term—should lead you to seriously consider written goal setting and comprehensive financial planning. 

Your level of determination is a critical component of reaching your future financial goals and objectives.

If you lack determination at the right level—you may feel that you can’t reach your future financial and life goals.

If you are truly determined to transform your financial future you must have self-discipline at a high level. By having self-discipline at a high level you will be in position to follow the written financial plan that you (or your financial planner) create that would actually move you and your family forward.

If you lack determination to improve your credit and finances you are in essence making life far more difficult for yourself and your family. Regardless of where you are currently at financially you can still improve your finances.

You must realize that "determination" is a "very powerful emotion and when properly put in motion in a manner where you are truly determined—it has the potential to transform your mindset and put you in position to actually make what you are determined to achieve—a reality."

It is very important that you are truly determined to reach your future financial goals at this time.

If you are now confused or don’t know where to start to "improve" your credit and finances (and you are "truly determined") you can go to our“financial improvement page” where you can get started on a solid journey of improving your credit and finances for yourself and your family. 

Make the decision today to use the "determination" that you have inside of you to really benefit yourself and your family in a major way. By doing so you can make your and your family's financial dreams come true.

If you desire a yearly vacation that you will truly enjoy, a properly funded retirement, a properly funded education account, being debt free or any other goal that you may have for yourself and your family—you can make it happen if you are truly determined. 

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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