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Self-Discipline & Personal Finance

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Learn How Self-discipline Provides You the Opportunity To Reach The Goals that You Desire

Many consumers often overlook the amount of self-discipline (or doing what needs to be done) when they begin their financial planning.

You must understand that it is difficult to do what needs to be done on a daily, weekly, and monthly basis to improve your finances to a high level.

However, by properly navigating this site you can gain the mental fortitude that you need to succeed!

In today's society there is a high amount of “noise” and "distractions" at every turn.

You will face challenges in your life on a daily basis from family to friends to entertainment, to trying to keep up with what others are doing, to everyday stress and the like.

To have the proper focus and self-discipline that is required for success in this day and age will truly set you apart from your peers and society in general.

You must not let the distractions in your life negatively affect your credit and financial future!

Even though self-discipline and properly focusing over a period of time is difficult for many—you now have an opportunity to improve in those areas and achieve what you desire!

You must realize that with “popular” society the norm—what is now being pushed is instant gratification and satisfaction. 

In some areas of your life you must display self-discipline now—to achieve what you "really" desire and deserve—later!

Those who have the mental focus and self-discipline to achieve their goals and life objectives will normally achieve success if they pursue their dreams at a high level and they stay focused and disciplined!

You too, can achieve the self-discipline that is needed to reach your goals if you sincerely make the decision to do so and you then cultivate the habits that are necessary in a determined manner!

First and foremost you must get into a habit of doing what you say you will do!

You must get to a point where you can set a goal, no matter how small and actually pursue and achieve that goal.

That will then give you the confidence that you need and if you continue to set and reach your goals consistently you will develop the habit of self-discipline that is required in your financial and other areas of your life.

You will then have the real belief that you can achieve your retirement goals, pay off your debt in a timely manner, save for your children’s education in an efficient manner or reach any other goal or objective that you may have for yourself and your family.

If your goal is to effectively utilize "self-discipline" in your life you must develop a track record of doing what you say you will do over a period of time!

If you are considering starting on a financial planning journey with written goals and objectives and you don’t have a history of utilizing self-discipline on a consistent basis—now may not be the best time for you to start on your financial planning journey if your goal is to achieve success at a very high level.

Be sure that you have mastered the self-discipline that is needed to achieve at a high level by having at least a recent history of doing what you say you will do on a consistent basis.

In the times that we now live in it is absolutely imperative that you have self-discipline and mental focus at all times!

By doing so you will put yourself and your family on a path to financial and life success.

Cultivating the habit of self-discipline will undoubtedly play a major role in your and your family's financial future. Use the knowledge of why having self-discipline at a high level is a major key in reaching your and your family's goals.

Be sure to use this knowledge to your and your family's best advantage.

Many consumers underestimate the self-discipline that is needed to reach their goals.

You have the opportunity to avoid that pitfall. By properly utilizing self-discipline—success is within your and your family's grasps. 

What Are The Benefits of  Self-discipline?

Do you know what you value? 

If you are disciplined in your daily activities you will move diligently towards your goals and you will have a less stressful lifestyle!  To apply discipline daily you must have courage as fear is not a part of self-discipline.

Discipline forces you to have self-control!  Do you have it?  Can you put a plan in place and stick to it? 

By cultivating discipline at a high level you will build your character.  If you live aimlessly and have no daily plan of action you will in most cases be living a stressful life.

What You Can Gain By Being Disciplined

By utilizing discipline effectively you will begin to feel good about yourself and your financial future. 

Do you know that it takes self-discipline to navigate this site—comprehend what you are reading at your highest level and apply what you feel can move you and your family forward to reach your highest level of potential?

Even if you are highly talented at what you do—that alone is not enough if you desire to reach a higher level of excellence!

Did you know that self-discipline is a choice that you make?

Those who are disciplined in one area are often disciplined in other areas of their life as well—whether it be their health, eating habits, impact on others (enthusiasm) and their daily habits.

Those who display self-discipline consistently know that they are going somewhere (and others know too) because they are disciplined in their approach in many areas of their life!

This site is where it is today in large part by self-discipline being applied on a consistent basis—as this site could not be created overnight—no matter how powerful the inspiration that I received! 

By being disciplined others will see in you—your success qualities.

You must realize that you may have to work on improving your self-discipline in a determined manner!  You must never give up!  By doing so you can create and open up new opportunities for success in all areas of your life!

How You Can Increase Your Self-Discipline

You must decide to take action daily and in a timely manner on all matters of significance in your and your family’s life.

You must know "what to take action on" daily by gaining the preparation and knowledge that is needed so that you can achieve the success that you desire.

You must comprehend and apply the “keys to success” on a consistent basis.

You must have the mindset that you will be diligent in all that you do and you must have the mindset that you will excel at your highest level in all that you do.

What Will Happen If You Truly Gain The Self-Discipline That Is Needed?

By obtaining the self-discipline that you need to succeed—you are showing that you have the staying power or endurance that is needed for success in today’s economy. 

You are showing that you have the strength to encounter and overcome from any adversity that you may face. 

You are showing that you have the “know how” of how to achieve in this economy—when others have the me-me-me—now-now-now attitude! 

Your outlook on your future will improve because you now know that you have the discipline within youto make your dreams come true!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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