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Diligence & Personal Finance
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Diligence & Personal Finance

Did you know that there is nothing that you can do about your past—but, be sure to ask yourself—what will I do about my future?  Your success—as it relates to your—and your families future depends on your ability to act in a "diligent" manner.

You cannot do like some who fail to plan for their future and are taken in directions that are not of their choosing. 

You can control your future and direct your life and attain the goals and objectives that you desire if you have the will and belief that you can do so and you put a plan of action in place and you work that plan effectively and efficiently!

Are you now facing adversity?  If you are—you must realize that it can be overcome!  However uncertain your current situation looks you must move forward effectively, believe in yourself at all times and diligently put together a real plan for success.

You can choose to continue to complain about your credit and finances or you can choose to take action and bring real solutions into your life—the choice is yours! 

Always look for the positive in all of your endeavors.  

Be sure to move to action—in a real and significant way—and always love, honor and believe in yourself.

Whether you now know it or not you have all that you need on the inside to succeed.  

We have worked with many clients who did not see a way out of their credit and finance predicament and by being diligent in their approach they were able to transform their situation—and you can do the same.

By utilizing many of the concepts, strategies and ideas on this site many have succeeded well beyond their expectations and you can do the same if you make a serious commitment today to do what is necessary!

You must excel in all that you do even in the midst of adversity!  You must set high standards and really try to attain the excellence that you know or will soon knowlies inside of you!

Are you excelling in your “purpose” for your life or are you excelling in another area—or are you not excelling at anything?

You can’t let your circumstances confine you!  You must excel—don’t be distracted by what is going on around the world, around the block, around your circle—or in your and your family’s life—you must continue to excel in spite of what is happening!

Part of excelling requires that you are "diligent in your actions" towards improving your situation and you must prepare your mind with the right knowledge that is necessary so that you can attain the success that you desire!

Success will come if you stay focused and stay on track!  You cannot let life’s uncertainties change your approach towards the success that you desire!

When you are diligent in your actionsyour thoughts are of success and when you take action you expect positive outcomes (success)!

Diligence will give you the mindset to face and overcome any adversity that you may face!

Always realize that if your current situation is not ideal—you can change your current situation to one of major success if you apply your faith consistently by taking the right action!  

If you approach your finances in the right manner—you won't fear what lies ahead!

Diligence forces you to move to action and do what needs to be done.  Diligence is akin to personal initiative—however you are not only taking positive action on a consistent basis—your thoughts and visions are of a successful outcome on a consistent basis in all that you do!

Make up your mind to "move to action" and navigate this site in an effective manner.  By doing so we are of the opinion that major success lies in your and your family's future!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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Peachtree City, GA 30269

770-719-4550 (Direct)

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Atlanta, GA 30349

404-952-9284 (Direct)

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