Estate Planning/Wills & Personal FinanceLearn all about estate planning/wills and how you can benefit from that knowledge

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Estate Planning & Wills

It is imperative that you look at and improve upon your estate planning/wills even though it is an area of financial planning that is often difficult to confront.

You must have the mindset that you will do the necessary estate planning, create a will—get appropriate insurance protection, and pay off your debts while you are alive
—in the most effective and efficient manner possible.

By clicking on the following links you will gain the needed insight and put yourself in position to actually take the steps that are needed to confront and complete the duties that you need to complete to put yourself and your family in a better position—should you transition unexpectedly. 

It is important that you address this area of your financial planning immediately.

Cognitive Impairment & Personal Finance

Credit & Personal Finance
Why you must eliminate or reduce your debt

Decisive Action
Why "decisive action" aloneis not enough

Emergency FundWhy you "must" have one

Estate Planning/Wills & Home Ownership

Financial Fraud & Personal Finance

Free Stuff & Personal Finance
Do you know that there are scammers all around you?

Helpful Finance Websites

Income & Personal FinanceLearn about the various types of incomeand how you can use "stepped-up basis" to benefit your family

Insurance OptionsBe sure to attack your insurance from all angles

Learn how to invest effectivelyso that you can leave a legacy for your future generations

Life Stages—Do you know your current life stage?

Personal Credit—What is the purpose of Personal Credit?

Tax Shelters & HOW YOU CAN BENEFIT... Planning

Understanding the Basics of Estate Planning & WillsWhat you must know about Estate Planning/Wills

Why You May Need A Power Of Attorney

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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