Learn About Sites that We Have Found to be Helpful for Consumers Over A Number of Years
Below you will find some of the top sites that we have recommended to many clients over the years. Keep in mind they do not constitute an endorsement of any of the websites.
They are provided as a service to you so that you won’t waste valuable time.
Lexington Law credit advice and assistance to consumers
bankrate.com credit card, mortgage and
other banking information
www.debtstoppers.com a bankruptcy filing company that operates in Georgia and Illinois that will actually analyze your finances and in many cases suggest something other than bankruptcy—such as re-arranging your finances and managing your way back to financial solvency.
www.econsumer.equifax.com consumer services
www.equifax.com small business services
annualcreditreport.com you can get your credit reports from all three credit bureaus for free—once per year
MyFico (fee involved) you can get the industry standard credit score, however a fee is involved
mint.com for the technology savvy you can create your budget or cash flow position online or on your smartphone. It is one of the safest and best budgeting sites for consumers in our opinion—and as an added bonus—it is "free" of charge.
LexisNexis Full-File Disclosure—Get a better look at your current profile that is being used by Insurers and Creditors—FREE
Vital Records—Birth Certificates and other vital records
Guide to Credit Cards—helpful page for those who want to compare credit cards
TheWealthIncreaser.com Credit Resource Page—helpful page to help you comprehensively manage your credit at an optimal level
www.healthcare.gov you can find all health insurance plans available in your area (private as well as public)
www.ehealthinsurance.com for quotes and policy details on health insurance
www.aigdirect.com for competitive quotes that offer you—and your family—protection on a number of insurance products
www.accucoverage.com if you want to find estimates of your homes replacement value—current cost $7.95 as of fall 2011. By knowing your home value you can increase or decrease your coverage accordingly.
www.medicare.gov you can compare various Medicare Part D and Medicare Advantage plans—will give you costs in your area for out of pocket and policy premium costs.
www.morningstar.com you can find investment advice and ratings at this popular site that is a favorite of investors
www.bloomberg.com you can find investment advice and ratings at this popular site
www.irs.gov you can find all the tax documents you need along with the latest updates in the tax codes
www.financialaid.org you can go to
this site to get information on the FAFSA application and learn more about
financial aid that is available
www.etrade.com if your child has earned income regardless of age (must file taxes with w-2 or self-employed earnings) they are eligible to contribute to a ROTH IRA up to their earned income or contribution limit which is currently $5,000.
They can receive the contributions and earnings tax free if they are used for education, housing or at age 59 1/2 or older at retirement. With the E*Trade Plan you can fund the ROTH IRA by the tax deadline of the subsequent year and there are no minimum balance requirements or annual maintenance fees.
Therefore, if your child has earned income and you are in financial position to do so—an annual contribution to a ROTH IRA for your child should be a top priority.
Also, keep in mind that there are other college savings plans such as state sponsored 529 plans, state pre-paid tuition plans and Coverdell accounts that may be of great benefit to your family. The Nebraska 529 Plan has a wide selection of funds, the Utal 529 Plan utilizes the Vanguard Index Fund and has some of the lowest fees.
You can get a tax break in many states. The amount will depend on your tax bracket and the amount of yor contributions. If you were a resident of States such as Arizona, Kansas, Maine, Missouri & Pennsyvania you could get a tax break if you were to contribute to "any" State Plan.
The Coverdell Account allows you to use the fund for primary, secondary and college expenses and gives you much more control over your investment choices. The disadvantage is that the contribution limit is lower and their are income caps.
provides free reports on timely financial topics that can help you—and your family increase your net worth in an intelligent, consistent and proactive manner
provides an interesting course to help determine how financially fit you are—and much more...
provides free financial advice on a variety of topics
14 Lectures in PDF format with quizzes at the end of each lecture
www.legalzoom.com you can find cost effective will preparation and other legal document services
www.401khelpcenter.com if you are a sole proprietor with no employees other than your wife you can contribute up to $49,000 in 2011 and $54,500 if you are 50 or over—you can deduct the contribution
www.ssa.gov you can find out how much you can expect from social security during your retirement years
www.etrade.com/quickplan on this
site you can find a retirement calculator that let's you choose the retirement
you desire and tells you how much it will cost. If you are not currently on
track to reach your targeted retirement lifestyle you can make adjustments in a
number of ways so that you can live the retirement that you desire with realistic
http://www.newdirectionira.com provides IRA information on various IRA products
BABY BOOM INFORMATION SITES:
Senior Care Issues
Health Issues in an Aging Population http://www.cdc.gov/chronicdisease/resources/publications/AAG/aging.htm
Senior Care Resource Guide http://www.homeadvisor.com/article.center.Senior-Care.94.html
Medicare Cost Overview http://www.medicare.gov/your-medicare-costs/index.html
Medicare Supplement Plans http://www.planprescriber.com/medigap/
Planning Your Doctor Visit http://nihseniorhealth.gov/talkingwithyourdoctor/planningyourdoctorvisit/01.html
Search by Insurance for Geriatric Care http://www.zocdoc.com/insurances
Caregiving Support & Help http://www.helpguide.org/elder/caring_for_caregivers.htm
Art Therapy for Seniors http://www.arttherapyblog.com/c/art-therapy-seniors/
Medicare.gov: Websites for Seniors http://www.medicare.gov/Contacts/staticpages/senior-websites.aspx
Swimming and Osteoporosis http://blog.poolproducts.com/swimming-osteoporosis/
Geriatric Mental Health Foundation http://www.gmhfonline.org/gmhf/
Guide to Addiction Prevention for Seniors http://www.newbeginningsdrugrehab.org/guide-to-addiction-prevention-for-seniors/
Real Estate Sites:
www.realty-1-strategic-advisors.com you are currently on this site—navigate this site thoroughly so that you can improve your finances to a high level, purchase or sale your home the right way—and improve your credit and finance knowledge.
www.the-best-atlanta-real-estate advice.com another site created by the same publisher of this site that provides detailed information and advice on home buying and home selling that will enhance your knowledge in all areas.
www.trulia.com you can find helpful real estate advice and topics along with market data that can be of benefit to you and your family.
www.zillow.com you can find helpful real estate advice and topics along with market data that can be of benefit to you and your family similar to trulia mentioned above.
QuickenLoans.com you can get a competitive home mortgage quote—and possible loan
Lendingtree.com you can get a competitive home mortgage quote from a number of competitive lenders—and a possible home loan
JP Morgan Chase Home Buyer Guide you can get a comprehensive overview of the home buying process and take steps to ensure a successful purchase
www.fab.com you can find home and office furniture that is highly discounted
www.vitals.com you can find rating
information on doctors as well as information about their education, hospital
affiliation and board certification.
www.charitynavigator.org a rating agency that rates over 5,000 charities so you can get a better picture of what you are supporting
www.yelp.com a user review site that covers shopping, entertainment and much more...in the area where you live or are visiting
www.free-online-calculator-use.com is a site that you can go to and find a calculator for all of your needs from budgeting to retirement planning and mostly anything else you can think of that you may need to calculate
www.kayak.com your source for low cost travelFor more helpful websites be sure to navigate this site and choose a topic of interest. You will find topics and other websites of particular benefit to you and your family.
Income & Budgeting:
thebudgetcalculator.com—Calculate your budget in a timely manner—make sure your income and expenses are as accurate as possiblel
Realty 1 Strategic Advisors Income & Personal Finance Page—Learn all about the "types of income" so that you can get a better picture of how to comprehensively manage your finances throughout your lifetime
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