Insurance & Personal FinanceLearn all about insurance and how you can benefit from that knowledge

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Insurance Planning & Your Future Financial Success

It is important that you realize that “insurance protection” should be a major part of your financial life in a number of areas.

Whether you need protection for your auto, disability, home, LTC, umbrella, life and other areas of concern—you must have a comprehensive and highly effective approach.

Insurance is solid protection in the case of loss and is a requirement in some areas (auto—home if you have a mortgage) and optional in other areas (disability, life, umbrella etcetera).

By clicking on the following links you can gain real insight on how insurance works and why it is important that you utilize insurance as a major component of your financial planning.

If you desire a clear and comprehensive understanding of how you can utilize insurance in your and your family’s life to help you reach the future goals that will serve you and your family in an effective manner—you are about to attain that understanding  and application that you need or desire.

It is important that you realize that an “emergency fund” is a form of insurance (not in the traditional sense) as it will protect you from loss.

If you have to purchase on credit or borrow in other ways to address an emergency you are in a real sense “losing” financially. 

Likewise you must understand that even though understanding your “life stages” is not insurance in the purest sense—it is still something that you must understand if you want to manage your finances in a manner where you are in control.

Be sure to engage your mind and comprehend the following links at your highest level.  By doing so you can gain the insurance knowledge that is needed to move yourself and your family forward in an effective manner!


Emergency Fund

Environmental Concerns & Home Purchase

Flood Insurance Tips—Learn about the Affordable Care Act—and see if you qualify (National Call Center—800-318-2596)

Helpful Finance Websites

Homeowner Related Insurance & Wealth Building

Learn How You Can Benefit From A Health Savings Account or HSA

Life Stages

Insurance & Credit

Insurance BasicsWhat You Need To Know About Insurance

Insurance & Home Purchase

Insurance "Rating" Agencies

Long-Term-Care Insurance

More on Insurance

Mortgage InsuranceLearn what you need to know about mortgage insurance

Personal Credit—What is the purpose of Personal Credit?

Retirement Planning & Saving For Your FutureLearn how to invest after you cover your insurance needs

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

Realty 1 Strategic Advisors, LLC

77 Prestwick Lane

Peachtree City, GA 30269

770-719-4550 (Direct)

866-577-7927 (Fax)

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411, Home Seller 411, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.  

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:


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