Mindset & Personal Finance
Learn How Shifting Your Mindset Can Change Your Financial Future

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Mindset & Personal Finance

As of Summer 2013—many consumers are hearing about how they need a shift in their mindset or a mindset change.   You will often hear it spoken quite often whether it is in the area of your personal finances or other areas.


But what exactly do those who propose that you change your mindset have in mind that will not only change your mindset—but change your mindset in an effective manner. 

Furthermore, what exactly is a change in mindset and how can you benefit as a consumer or visitor to this website who desire to achieve more throughout your lifetime?


In this discussion you will learn how you can have a mindset shift that you can really benefit from and you will gain real insight on what a mindset change is and how you can utilize that change to benefit not only yourself but your family as  well.


Many financial experts inform you of the need to change your mindset to effectively improve your financial future! 

Very few inform and show you in a meaningful way—how to change your mindset and use that change to move toward your credit and financial goals more effectively.


The way that you look at your current and future situation defines your current mindset. 

But what if you could look at your credit and finances in a different manner and in a manner that provided you the clarity and comfort that you need and deserve?


By having a comprehensive understanding of your current and future finances you reduce the stress in your life and frustration and a feeling of hopelessness in regards to your financial future will be reduced—or eliminated!


You must make it a priority to create a monthly budget (cash-flow statement) at a minimum and eventually create a personal income statement and personal balance sheet so that you can get a handle on your current net worth and finances—and put yourself in position to "know what you can do in your future" to increase your current net worth and improve your finances!


That alone will cause a shift in the way that you look at (mindset change) your current credit and finances—however, that alone is not enough!


You must also have a system that allows you to address your credit and finances in a clear and highly beneficial manner! 

You must have a system that allows you to know immediately that you can’t allow Negative information” on your credit report because that would have a major impact on your credit and credit score!


You must have a system that allows you to know that how you Use your credit” also plays a major factor and you must realize that the Time length” of accounts in your credit file along with the Types of credit” that you have available affects your credit and credit score as well! 

You must know how Inquiries” affect your credit and credit score if you have too many of the wrong type!


You must have a system that allows you to address your insurance, investments, taxes, emergency fund, education planning, estate planning/wills and retirement planningin a comprehensive—and cohesive manner!

By having the above system you will experience a major shift (in your mind) in how you think about and manage your finances from that day forward—onward.

You will have a new way of looking at and analyzing your credit and finances that will give you the peace of mind and joy that you need and deserve!


Be sure to navigate this site in an effective manner so that you can have a “mindset change” that is real and one that you can "really benefit" from.  

A mindset change that does not provide you the mental working knowledge that is necessary to apply what you have learned with your mind in your everyday life is really not an effective mindset shift because you still don’t have the tools (inside of your mind) that you need to apply in your daily life to reach the goals and objectives that you desire!

By having the right tools at the right timeyou control your credit and financial future and you put yourself in a stronger credit and finance position. 

You will be less likely to be taken advantage of financially because you will have the comprehensive foundation that you need—to succeed!


By having the right tools at the right time you are showing that you are responsible in the use of your mind and major success will be in your and your family’s future!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of TheWealthIncreaser.com where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to TheWealthIncreaser.com and possibly earn revenue by logging on to TheWealthIncreaser.com.

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:




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Peachtree City, GA 30269

770-719-4550 (Direct)

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Atlanta, GA 30349

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