Foundation & Personal Finance
Learn why a solid credit and financial foundation is mandatory?

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Learn why it is up to you to build a strong credit and finance foundation!

Do you know the critical knowledge that you must have to attain success at a high level?   Do you know what controls your thoughts on a daily basis? 

Do you know why a strong credit and financial foundation will serve you and your family well in your future?

You must realize that if your goal is to achieve at your highest level, you must do the groundwork that is necessary (build a strong foundation) to build a solid base so that you will have a structural understanding of what needs to be done to manage and improve your credit and finances—at a very high level!

It is imperative that you set up or establish a system within your mind of how to effectively manage your credit and finances in a manner that will ensure long term success—in today’s economy!

You need a system that not only gives you the clear credit and financial focus that you need and deserve—you need a system that allows you to take your credit and finances as high as you choose and will help you get to where you need or want to go!

Over the years consumers have often asked why is a strong foundation necessary when trying to improve their credit and finances!

My answer is that over the years we have found that those who have an effective understanding and an effective system of their application of their credit and finance knowledgefare better than those who do not! 

What You Can Do Now To Solidify Your Foundation

Do you have a credit and finance foundation that allows you to know the personal financial statements that you need to create and analyze so that you and your family will not only know where you are at—but also know where you are headed?

Do you have a mental system that allows you to manage your credit effectively for the rest of your life—and one that you can utilize at the time of “your” choosing?

Do you have a mental system that allows you to “know immediately”—all of the areas of your finances that you must address or do you have a cluttered view of your finances?  

The above questions are very important questions that you must ask yourself and answer appropriately if you are now at a point where you “sincerely” want to gain a solid foundation that cannot be shaken—in your credit and financial life!


Even if you are now facing a difficult time in your life you can still be successful if you have the will to press forward—and you have a real desire to attain the success that you desire.

You Can Now Use This Site To Gain The Foundation That You Need!

By navigating this site at this time you can gain the knowledge that is needed to establish a strong credit and finance foundation that can lead to you attaining many of your future goals that you may now be unsure about or you may feel are out of your and your family’s reach.

The energy that you need to succeed is already inside of youhowever you may need to tap into it at a higher level! 

In order to gain the foundation that you need, you may have to do things in a different manner than you may have used in the past—if you desire to attain real success!


You must put together a written plan for the success that you desire and your clarity or vision of your future will come into clearer focus if you do it properly

By doing so, you strengthen your desire and your willpower will increase exponentially and you will not have the attitude of a quitter!

What You Can Do Now  To Bring Your Credit & Financial Goals Into Existence

Are you living your life in a manner that serves your and your family’s best interest?  

You must realize that you don’t have to let hopelessness or other negative qualities enter into your thought process! 

Now is the time that you open your mind wide and gain the solid credit and financial foundation that you need—and deserve!

You can now navigate this site and gain the critical foundation and knowledge that you need—and you can now apply what you feel will work right where you now are  in your life so that your family and future generations can benefit!

By navigating this site appropriately you will be encouraged by what you are reading and you will be encouraged about your future. 

What You Must Know About Your Future

You must know that better days lie ahead if you mentally comprehend and apply what you are learning—effectively!

You must know that you have a successful future ahead if you take action on a consistent basis by comprehending and applying what you feel can benefit you and your family—at a level that is the best that is within you! 

By obtaining a strong foundation you will move forward in an effective manner and you will retain (mental working knowledge) in your mind what it takes to succeed on a daily basis with your credit and finances! 

By having a strong foundation you will contemplate your and your family’s future in a serious manner!

A strong foundation is absolutely necessary in the times that we now live in because scammers and others who are not out to benefit you—are all around you! 

You can now reduce the anxiety in your life by properly having the desire to use your mind and heart in a manner that really serves your and your family’s best interest!

You can now gain the solid credit and financial foundation—and focus that you need to succeed in today’s economy!

What You Can Do Now to Get The Powerful Credit & Financial Foundation That You Need

We believe that you will gain the foundation that you need and desire by navigating this site in an effective manner at this time. 

If you desire an approach that is even more effective and efficient than the navigation of this site, you can now purchase Managing & Improving Your Credit & Finances for this MILLENNIUM and create the future that you desire—if you are truly sincere at this time!

Always remember that by building your credit and financial foundation the right way, you are setting yourself and your family up for lasting success! 

If you build your credit and financial foundation the wrong way—you are building a foundation that may look solid to your eyes—however, it will be a foundation that won't last!

Isn't it time that you build a foundation that is "Earthquake" resistant!

You cannot formulate your credit and financial foundation due to fear, force from others or wishful thinking. 

The self-control and personal commitment that is needed must come from within you if you are sincere in making your dreams come true!

You must have a yearning to create a solid foundation within your mind and heart! 

Did you know that how high you can go with your credit and finances is in large part dependent upon how strong your credit and financial foundation is? 

Always remember that the base of operation for major financial success starts at your foundation!

A faulty or non-existent foundation will not take you to where you need or desire to go! 

By not having a solid foundation—you put yourself in position to be pulled in directions that are not of your choosing and in directions that does not serve your or your family's best interest.

You now have a real opportunity to choose a path to success that will not only give you the foundation that you need, but also provide a path that provides you the "mental working knowledge" that you need!

You are on a site where you can now apply what you will learn on a daily basis and achieve the success that you desire—for yourself and your family!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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