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Endurance & Personal Finance

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Endurance & Personal Finance—2016 in Review & Why 2017 (and beyond) is Your Year of Action


In spite of December 2016 being the most productive blogging month on record since I began blogging almost 10 years ago (9 blog posts in December 2016 alone) and 2016 being a successful year for all 3 blogs:


2) and


My mind and heart still yearns to do more—and accomplish more in 2017 and beyond!

What did not occur in 2016 is also of importance and concern as I have "procrastinated" on finishing a number of tasks! 

As I create this page on January 1st, 2017 to inspire myself (just as I did in early December of 2016 that opened up my mind to powerful inspiration to create 9 totally original blog posts) as well as you and others to do more and achieve more in 2017 I knew that I had to get positive and empowering thoughts to flow so that we can all achieve more in 2017 and beyond!

Just as I endured 2016 and finished on a strong note, so too must you endure and give it your absolute best to achieve the goals that you desire—starting today! 

Your key to long-term and lasting success means that you must endure and continue to move forward consistently even on days when you don’t feel your best.

Just as I am not currently in a blogging mode or mood, I know the importance of creating this page to not only (hopefully) inspire you to do more by providing you some helpful tools so that you can gain more endurance, but also to use this page to gain inspiration and raise the bar so that I can achieve more in 2017 for your greater benefit and that of other visitors as well.

And just as I will get my hopes up for the expected success (like I’ve never seen) if I do what I need to do—so too must you get your hopes up for 2017 and the success that you expect (know is on the way) if you do what you need to do!


OK—here we go…


The following discussion will (hopefully) get you on a path to attaining results that will show…


1)      Endurance


2)      Patience


3)      Access to Joy


Your “EPA” (not the Environmental Protection Agency, although it does serve as protection from bad things happening in your personal environment) or your Endurance, Patience and Access to the Joy that you desire is all contingent upon the decisions and choices that you make from this day forward.




You must set goals and be in it for the long haul as you must never quit, and you must always know that better days lie ahead.


If you are one who truly desire greater success in 2017 and beyond you must tap into the available power that you have within. 

That means you must really believe in your heart and mind that the success that you desire will occur because you "know" you will never quit!


By visiting this site you have a new opportunity to assess what did and did not work for you in 2016 (just as I am now doing) and determine why you are now where you are at. 

Then develop a system to make things move in your life to get you to where you want to be in a more efficient manner. 

However, you must have a mindset of endurance—even if it does not happen for you in 2017—you must know that it will happen!




Did you know that there are many new metrics and ways of achieving the success that you desire? 

You must move toward your dream innovatively and with a real zest for success. 

You now have the opportunity to use patience and this site to get your financial future right and move toward your life purpose or what you were really put on earth to do. 

The experience gained by you in the past based on your endurance will prepare you well to use patience for your benefit as opposed to letting frustration and other distractions rule your mind.


Access to Joy


Once you start "achieving your goals" on a consistent basis you will then have access to the true joy that you deserve. 

Your endurance and patience along with consistent action in the right direction is what separates winners and losers.


Also realize that happiness and joy are not synonymous!

Your happiness is fleeting and may change from day to day, however, joy is enduring, lasting and can’t be taken away—by anyone. 

It is a perpetual “feel good” attitude that says I feel good—and will continue to feel good because I am living in my destiny (purpose for my life) based on my divine creation and I am on a path to living out my life in a manner where I am in control and plan to stay in control because I have all of the necessary tools needed for doing so.




Get your hopes up for 2017—God will meet you where you are at and help you do abundantly more!   God has protected you—go after it now by realizing that:

By using preparation and the right tools you can overcome any obstacle that you see in front of you!

By taking the "right action" you overcome the fear that you may have, and that "right action" is far more powerful than no action or the wrong action.

It is important that you look at new ways of achieving your goals by accurately analyzing in a critical manner "how you can do things better" to benefit not only yourself, but your family, your community and society.

You have the power within to change the way you see things and things will change!

By planning for joyous moments in your life—fun memories—trips, family outings etcetera, you can enjoy life more!

Now is the time that you turn what may appear to be a deficit (your lack of a comprehensive approach to managing your finances) into an asset…

How you respond to discouragement, adversity or other difficulties that occur in your life is critical—you must endure and respond appropriately!

Knowing how you respond to failure (get back up) plays a large part in determining your future success!

By showing gratitude when someone brings value into your life you can tap into your joyous spirit!




Your understanding of Endurance, Patience and your Access to Joy (EPA) is a critical understanding if you desire to achieve more in 2017 and beyond and by mentally grasping this discussion you are well on your way to achieving more this year and in future years.


In the end realize that God is not only for your success—but with you every step of the way!


Go out and make your dreams a reality—starting today!


Your season for success "is not" past due!


Only waiting for you to show your true Endurance and Patience so that you can Access the Joy that is already yours.


By doing so you can make your dreams come true!


By navigating this site you can see other things that you need to do!


2017 (and beyond) is your year of action!


2017 (and beyond) is the year that you gain traction!


Now is the time that you show endurance and patience as you pursue your destiny and purpose and "access joy" on a consistent basis…


Your season is now, you are headed to the right places…


2017 (and beyond)—is the year that you operate in a spirit of total excellence and find what you are called to do (your life purpose) while here on earth for this relatively brief period!


 All the best…

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



Atlanta South Location:

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Peachtree City, GA 30269

770-719-4550 (Direct)

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Atlanta, GA 30349

404-952-9284 (Direct)

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