Perception & Personal Finance
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Do you know that how you are perceived by others will play a big role in your future success?

If others perceive you to be great in some capacity—based on what you put yourself off to be and you are not able to live up to that perception in the eyes of others—then that perception becomes the reality for those who view you that way!


It is imperative that whatever you represent yourself to be, you must be able to deliver on that representation at the level that you are perceived at by others (or a higher level).

You must realize that your perception by others (how others look at you) will determine your reception by others (how they will receive you)!

If you fall short in what you represent yourself to be you will make your future success just that much more difficult!


Likewise if you perceive your credit and financial future as one that will be difficult or lacking in some capacity—your perception will become your reality (the way that your mind looks at and receives that information)!

If you are unable to perceive your financial future in a comprehensive way you won’t be able to attain the level of success that you know you deserve!

If you were to perceive your future in a comprehensive and highly effective manner
you put yourself in position to attain the success that you know you deserve!

You must use your perception to look forward to something positive on a daily basis!



You must ensure that you have addressed all areas of your credit and finances in a comprehensive manner so that you can see (perceive) that better days are ahead. 


You must use a written plan that is properly created that will lead to you attaining the goals and objectives that you desire for yourself and your family!



You must know that how you "perceive your future" will play a major role in determining your future! 

If you feel inspired at this time to change your life for the better you must realize that you can use the inspiration that you now have or that "you may receive" in the future
in a number of ways!


You can make the choice to:


  • believe and receive inspiration

  • receive inspiration and say but…

  • let inspiration “fly over your head” by not looking for—or expecting powerful inspiration

  • receive inspiration—but because you don’t believe—the inspiration is limited



What You Must Do Now


  •         Receive—perceive—believe

You must receive the inspiration and perceive your future by believing the inspiration that you have received will lead to the success that you desire.

  •         Know and then go—before it will show

You must be certain that what you perceive will occur in your future—therefore you must put a plan in place to take you to where your inspiration leads you.

  • Action to gain traction—and then you will receive satisfaction

You must move to action on what you perceive and then you will gain the confidence to use the inspiration to take you to the level of success—that you desire.

You must realize that how you perceive (or look at) your credit and finances (and life) will play a major role in achieving at a high level.

By navigating this site in an appropriate manner you can improve not only how you perceive your credit and  finances, you can also gain the mental working knowledge that is needed to apply effective systems and approaches throughout your lifetime to transform your future to that of major success.


We ask that you “look at this site” and “apply” what you feel can really move you and your family forward.

We are of the opinion that the success that you desire
will be attained by doing so—if you are faithful in the process and "really ready to receive" what is already yours!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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