Proper Focus & Personal Finance
Learn how you can use "the power of focus" to direct your and your family's future

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It is important that you see your future from the right perspective and you block out all negative interference that you have in your life.

Proper preparation on your part will go a long way in giving you the “proper focus” that is needed for your and your family’s future credit and finance success.

By comprehending the following paragraphs at your highest level you can learn how to improve your focus on a daily basis so that you can attain the goals that will serve your and your family's best long-term interests!

If you see your credit and financial future clearly and you focus on what is truly important by utilizing the empowering credit and finance information and advice on this site, you can reach your goals and objectives in not only an effective manner but also a more efficient manner.

Proper focus allows you to concentrate on what is truly important and will take you and your family to where you need or want to be!

If your goal is to manage and improve your credit and finances to a high level you can do so if you have the right focus.

Having the right focus means concentrating on your future goals and objectives with laser like precision.

By having the know-how of what you need to do and actually knowing how you can improve your credit and finances to a high level you can put yourself in position for major success in your and your family's future.

If you use your know-how, proper execution and proper focusall working in conjunction you make your and your family’s future success much more likely to occur.

It is also important that you include written goal setting as part of your focusing efforts if you truly want to reach your and your family’s future goals.

Focusing allows you to make room in your mind to put what you really want to “achieve” at the forefront of your mental thought process on a daily basis.

“Proper focus” requires that you block out all negative distractions in your life and not let the opinions of others deter you from reaching your goals.

Did you know that there are basically 3 ways that you can approach occurrences that will happen in your life or that may happen around you?

1) there are things in life that you absolutely cannot change

2) there are things in life that you could possibly change—but you are often reluctant to do so for varying reasons

3) there are things that are totally under your control and you have the power to do something about—in a meaningful and significant way—today

The 3rd option—mentioned above is what this site focuses on and it is what you too should spend your energy focusing on if you desire to maximize your future success!

You must focus on things that you can do something about RIGHT NOWat this time!

By "consciously or unconsciously" focusing on the 1st or 2nd option above by complaining, making excuses and otherwise letting distractions rule over you on a consistent basis you are displaying a lack of understanding of how to truly transform your future.

And by doing so you are taking your focus in a direction that does not best serve your long-term interests!

Because you can't or often won't do anything about what you can't change—or possibly change you are wasting mental energy that you could be using to focus on things that you can change and things that you absolutely have the power to change!

By properly focusing and using written goals you give your mind even more clarity and your daily mindset will be improved because you will know with certainty that if you focus and do what you put in writing your future goals will be attained!

Don’t let your dreams, thoughts and goals die inside of your mind!  Put them in writing and then take action and “properly focus” to make what you desire a reality!

Did you know that some of your most powerful thoughts and ideas (inside your mind) will float away and possibly never return again if you don’t put them in writing or record your thoughts and ideas in some other manner?

By putting your thoughts, ideas and goals in writing you can improve your focus and reach your and your family's credit and financial goals!

Proper Focus means that you are paying attention to your future goals at such a high level that you see your success clearly and you know in your mind and heart that you will not be distracted along the way!

You know with a high level of certainty that you are “truly serious” and you intend on reaching your future goals in an efficient and effective manner!

Proper focus is a quality that you must have if your goal is to attain your goals and objectives in an efficient manner.

If you sincerely want success for yourself and your family you must focus on reaching your goals at your highest level.

Doing so will put you on a path to true success!

Once you focus and attain your goals on a consistent basis you will put yourself in position to enjoy your life on your terms. 

You will no longer be at a disadvantage in your credit and financial life.

You must have a yearning, passion and true desire to reach your goals—whatever they may be!

If you are "properly focused" and you have a "true desire" to reach your credit and financial goals—others will feel and see your enthusiasm and your future success will be more likely to occur.

Likewise, if you are not properly focused and you are not truly determined to reach your credit and financial goals—your future success will be less likely to occur.

It is important that you focus your thoughts on what you desire and likewise—you must desire what you focus on!

There is no reason why you should focus on (waste energy)whether consciously or unconsciously things that you can't do anything about or things that you won't do anything aboutif you desire to attain success in a more effective and efficient manner!

Remember, to be highly successful you must "properly focus" and you must have “passion” in whatever you do!  You must not pursue your goals in a half-hearted manner if you desire to achieve at your highest level!

Use the knowledge that you have learned in this discussion to your and your family's best advantage!

Proper preparation and proper focus along with a burning desire to succeed on the inside—along with a high level of determination will take your success to a high level.

Do you have "staying power" when things get tough?

The way that you look at life and how you respond to adversity is the key to your and your family's future success!

You must be "unstoppable" in your journey toward reaching your goals and objectives! 

No obstacle or adversity that you encounter should detour (or deter) you from reaching your and your family's future credit and financial goals!

You must always focus on what you want to bring into existence and you must bring into existence that which you want—by properly focusing on what you desire!

You cannot merely talk about what you desire, think about what you desire or dream about what you desire!  You must focus and take consistent action and make what you desire—a reality! 

When you really get down to it—execution is all that really counts!

You must also find out what you are passionate about and what your true calling or gift in your life—really is!

You must not do like many who live their life inappropriately and when they reach their golden years they look back in regret after knowing that they had the gift to do more.

You must realize that you now have the potential to achieve many of your credit and financial goals by navigating this site—however, potential to do so is really nothing!

Until you sincerely decide to put into action that which can really benefit you and your family on a consistent basis potential serves no real purpose!

You can change the patterns of your past and do more in your life!  You can change your future for the better in a major way—starting today! 

This site provides you a "real opportunity" to recalibrate your mind and provides you the opportunity to master the mental working knowledge that you need to succeedBIG TIME!

What do you really desire at this time? 

You must now find out what you really desire in your future, properly focus and properly prepare your mind
to make it happen!

You now have a clearer understanding of what you need to do and focus on to make what you desire a reality—now go do it!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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