Timing & Personal Finance—Learn why the time to start effectively managing your credit and finances will never be "just right"
The Time to Start Anything Meaningful in Your Life Will Never be to Your Liking!
It is important
that you realize that the “timing” to start improving your credit and finances will
never be “just right” in your life!
Many consumers delay or worse yet never get around to managing and
improving their credit and finances—in large part due to procrastination.
If that type of behavior applies to you, now is the time that
you make a serious commitment to take action in your credit, financial and all areas of your life that needs addressing!
If you eliminate procrastination and other negative
qualities in your life—you put yourself in position for a more effective use of
When you cultivate positive habits of success you begin to
defeat all of the following and other negative qualities in your life and you
will then be in position to make better use of your time:
- Critical spirit—always criticizing others
- Jealousy—being envious of the accomplishments of
- Greed—pursuing prosperity in the wrong manner
- Unforgiveness—negatively affects your spirit
- Deceit—you can’t fool yourself—or others
- Anger—negatively affects your spirit
- Slander—attacking others in the wrong manner
- Idolatry—sports, money, women, men
- Bitterness—if you have a bitter spirit you can’t be loved
- Lust—desire out of control
- Boastful Pride—always be humble in your
Why Positive Habits of Success Should be in Your Life
By cultivating positive habits of success to a high level you
put yourself in position to use your “time” in a wise manner and in a manner
where you can really use your “mental energy” and “mental focus” to reach the
goals that you and your family desire!
You must identify, acknowledge and take responsibility for
what is holding you and your family back in your credit and financial life and
cultivate positive habits of success to a high level in your life so that you
can eliminate or reduce the effects that any of the negative qualities above may
have on your life!
Your self-discipline in regards to the effective use of your
time will help determine your destiny!
must have the mindset that you will budget your time wisely and never make excuses—if you really want
to achieve at a high level!
You must not have an attitude that operates on when I get to a certain point in my life I will "then" get serious about my financial future.
If you are waiting on the one day when things in your life will be just right before you seriously start on your financial journey to success—you are robbing yourself of the possibility of achieving much more during your lifetime!
Why the Proper Use of Your Time is So Important
The proper and effective use of your time is a major factor
in helping you reach your and your family’s goals and objectives.
Many consumers set goals in their mind and never
get around to accomplishing them due to poor usage of their time and an
improper application of their faith and belief system.
They often fail to take action in a meaningful way in many areas of
You must always believe in
yourself and know deep down in your heart and mind that you will be successful
in accomplishing your future goals!
Many consumers live
their life in a manner where they do not effectively manage their time and when
they get older they look back and wonder—what could have been?
Don’t let that be you!
Make effective use of your time starting now so
that you can “really” reach the goals that you and your family desire!
How to Make Better Use of Your Time
You can more effectively utilize your time by using written
goal setting and gaining the right knowledge (proper preparation) prior to
starting on your financial planning journey.
In addition, the proper navigation and use of this site can save you
valuable time if you are now ready to make a serious commitment toward the
improvement of your and your family’s credit and finance position!
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The above article was written by Thomas (TJ) Underwood. Thomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia.
He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth
Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller
411 The Smart Guide to Selling Your Home, and Managing &
Improving Your Credit & Finances for this MILLENNIUM.
In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT &
FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you
can download right now "(at MIMIMAL cost $3.95)" to learn more about his
writing style and how you can achieve "more" success in the current
He is the creator of TheWealthIncreaser.com where he regularly blogs about helping
consumers improve their credit, finance and real estate pursuits in an
intelligent, consistent and proactive manner.
He’s always looking for
ways to make intelligent
finance improvement happen for those who “sincerely desire”
success in their future. He was the first financial planner to coin the phrase "financially alert mind"
and he consistently writes in a style that is designed to provide
consumers the ability to take control of their lives and achieve great
You can contact
him from a number of sources but the most direct way is to contact
him through the contact us block that can be found at the bottom of this page.
You can also get highly relevant tips on "living your life more abundantly" and link to TheWealthIncreaser.com and possibly earn revenue by logging on to TheWealthIncreaser.com.
He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:
ATLANTA TAX PREPARATION SERVICE
Atlanta South Location:
Strategic Advisors, LLC
City, GA 30269
Atlanta Central Location:
Realty 1 Strategic Advisors, LLC
2940 West Stubbs Road
Atlanta, GA 30349