The Most Important 20 Questions To Ask Your Real Estate Agent
20 Questions To Ask Your Real Estate Agent
(For Home Buyers)
1. How do you go about
pre-qualifying your client for a mortgage loan?
2. How will I know that the mortgage
loan type you recommend is best for me (us)?
3. Why do I have to put an Earnest
Money Deposit on the property and what exactly is the purpose of the deposit?
4. What does closing costs consist
of and who should pay them and why?
5. Who gets to choose the closing
attorney and who will they represent?
6. Why are real estate taxes
community association assessments, utilities, and other fees pro-rated?
7. Can I (we) unilaterally extend
the closing date and for how long?
8. Can you explain the types of
deeds available and what type will I get assuming I purchase the property in
9. Is a survey required and who will
pay for it?
10. If the property is damaged prior
to closing what is my (our) recourse?
11. Who’s responsibility is it to
inspect the property and neighborhood?
12. What is the due diligence period
and should I choose to purchase this property as-is or subject to a due
13. If the deal falls through, who
keeps the earnest money that I (we) submitted with the contract?
14. What are agency relationships
and which one do you recommend, and why?
15. Who—pays the brokerage
16. What are the seller’s/buyer’s
disclosure requirements and how will it benefit me (us)?
17. As a real estate agent what are
your legal requirements for disclosure?
18. How must notice of acceptance be
delivered and in what form?
19. What are other provisions that
you feel are important?
20. What are exhibits, addenda, and
special stipulations and why are they needed?
If they are hesitant and/or can’t adequately answer and
explain in a manner that you can understand, you might want to select another
real estate agent.
For answers to the 20 most important questions to ask your
agent please make the request below and I will be sure to forward the answers
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The above article was written by Thomas (TJ) Underwood. Thomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia.
He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth
Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller
411 The Smart Guide to Selling Your Home, and Managing &
Improving Your Credit & Finances for this MILLENNIUM.
In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT &
FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you
can download right now "(at MIMIMAL cost $3.95)" to learn more about his
writing style and how you can achieve "more" success in the current
He is the creator of TheWealthIncreaser.com where he regularly blogs about helping
consumers improve their credit, finance and real estate pursuits in an
intelligent, consistent and proactive manner.
He’s always looking for
ways to make intelligent
finance improvement happen for those who “sincerely desire”
success in their future. He was the first financial planner to coin the phrase "financially alert mind"
and he consistently writes in a style that is designed to provide
consumers the ability to take control of their lives and achieve great
You can contact
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He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:
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City, GA 30269
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