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Destiny & Personal Finance
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Destiny & Personal Finance

On this first day of the year in 2012, I pondered an appropriate topic to begin this New Year with.

It then occurred to me that a timely topic of discussion at this time would be the topic of reaching your “Destiny” in these difficult times that we now live in.

In many cases reaching your “true Destiny” requires that you make a commitment at a very high level if your goal is to reach your true financial (or life) Destiny.

Even in my own life—reaching my “Destiny” is always a work-in-process as you never truly reach your true Destiny, however you can get as close as humanly possible if you set the bar high and you take steps daily to get to where you truly want to be—whether it be in your financial life or other areas of your life.

The success of this web site and are the result of operating in my life purpose (providing the absolute best real estate and personal finance advice to consumers worldwide).

It started with a simple but “Grand” vision on my part.  At no point did I doubt that it would not occur.

The success that these sites now enjoy was in effect created on the day that I visualized in my mind that it would occur!

The creation was then followed up with written plans and positive action on a daily basis. You cannot just dream or think about it or leave it up to others.

You must be proactive on a daily basis in making your future success happen.

Although we feel we have accomplished the goal of providing the best real estate and personal finance sites for consumers—we feel that we can always strive to make the sites even more effective for consumers who visit.

By striving to do your best in all areas of your life—you too are “destined” for a successful and prosperous future if you do it at a high level.

If you have "true vision" you will have the "inspiration and know how" to bring that vision to life.

If you don't move to action to bring the vision that you see to life—you might want to question whether or not your vision was true vision and your true destiny.

Even if you don't currently have the know-how—the know-how will come to you as you move to action to make the vision a reality.

If you have "true vision" and you are pursuing your "true destiny" you will be inspired in such a manner that what you see will be brought into existence by you because there can be no other outcome!

You must have the faith and know how to reach your destiny whether it be for your own benefit, your family’s or the larger society.

You can reach your Destiny in your financial life or any area of your life if you believe in yourself strongly enough and you take “real action” to reach your destiny.

To reach your Destiny you must not have an attitude of a quitter as failure is always the result of a quitter.

If you have a history of starting something and not finishing it—now is the time to eliminate that negative habit.

In some cases it may be helpful to stop what you are doing and really think about the goals and future that you want for yourself and your family.

If you pause long enough you may hear your call to “your Destiny.”

Don't be like many who "hear" their call to their Destiny—and they never respond!

Don't be like many who "see" their vision clearly—but don't move to action appropriately!

In many cases reaching your Destiny requires persistence—reaching your destiny may appear to be a struggle at times, however, you have all that it takes to succeed inside of you—if you focus and plan your road map well in advance.

Don’t be a quitter!  You must stick it out and be consistent and persistent until you reach or approach your Destiny or Purpose in your life!

You must be diligent in your daily activities if you are sincere about reaching your Destiny.  In many cases reaching your Destiny requires that you take risks and get out of your comfort zone.

You must be honest with yourself within your own mind.  You must have the fortitude on the inside to persist even when adversity occurs!

To truly reach your "Destiny" you must have integrity at all times while you are on your journey, regardless of what others are doing.

Above all you must have faith and you must refuse to quit no matter how difficult the task looks.

Even if you have faith in your financial future it is still imperative that you have a written plan that can help you visualize your destiny more clearly and give you the proper focus that is needed so that you can reach your destiny more efficiently.

By believing in yourself at a high level intellectual thoughts (at a high level) will be in your midst and you will be able to achieve at a level you never thought was possible.

Did you know that once you "sincerely" make the decision (in your mind) to reach your "Destiny or Life Purpose" you will be led by forces far greater than yourself?

As you begin this New Year make a serious effort to journey toward your "Life Destiny or Purpose" with unflinching determination and effort.

Oh, one last word of advice—be sure to set your standards (regardless of your ultimate Destiny) so high that you are in effect "competing only against yourself."

In short, you must do your absolute best on your journey to reaching your goals and Destiny in life.

Have a successful and prosperous future from this day forward!

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Thomas (TJ) UnderwoodContent Writer

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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