As I contemplated this 100th page, I thought to myself—what a wonderful accomplishment.
I have actually created from
my mind a website that actually did as I intended it to do—to improve the
credit, real estate and financial lives of consumers worldwide in a highly
realized that I had to come up with a topic of discussion that is worthy of 100
I then came up with “patience and
personal finance” based on the high number of inquiries about this topic that
we have received over the years from consumers from around the world.
Many consumers always want to know—how long will it take to reach the goals that they desire in their credit and financial future?
discussion our goal is to explain the topic thoroughly and in a manner that you
can readily understand and benefit from.
Patience is a quality
that you must have as it will help you as you respond appropriately to
adversity that you will undoubtedly face in your life.
As long as you believe with all sincerity that successful days are truly in your and your family’s future and you take the necessary action to make those better days occur—success will occur.
You must realize that your retirement goals may take decades!
By doing so, you will put your mind in position to see (your vision will be clearer) the success that you
will enjoy once you achieve your debt payoff or any other goal or objective
that you may have in mind.
Patience is a quality that many consumers lack at this time because many are looking for overnight
success and are not willing to put in the “work” that is required for future
credit and financial success—at a very high level.
You have the
opportunity to use the quality of “patience” to your and your family’s benefit!
You can achieve your future goals and
objectives if you understand that every action that you take towards reaching
your future goals moves you closer to your future goals—and every other action that
you take (or fail to take) moves you further away from your future goals.
Even though you may understand that you must have patience, you still need to know that you must also have self-discipline and self-initiative on a consistent basis if you truly desire to make your future goals a reality.
You must use “written goal
setting” so that you can magnify your vision and see the vision (in your mind)
By understanding how you can use patience to achieve your future goals you put yourself and your family in position for the success that you desire.
You can achieve your future goals—however it
is important that you realize that it will take patience along with self-discipline and a
high level of belief in your and your family’s future to make your goals and
objectives a reality!
You must understand your current credit and financial position in a thorough manner prior to your home purchase or any other credit or financial maneuver (or goal) that you may have in mind.
So how long will it take for you to reach your goals and objectives?
It depends on how aggressive you are in your payoff efforts,
your level of determination, your income level, your current expenses and other factors
that are unique to you.
If you are trying to
eliminate all of your revolving debt it usually takes several years—depending on
the amount, for retirement planning it can take decades, if you want to save
for a boat it may take years. If you have recently filed bankruptcy it could be years.
In short “it all” depends on your goals, your income or cash flow, your expenses or debt obligations, your discretionary income and other factors that are totally unique to you.
Therefore you must have
patience—regardless of your future goals and objectives.
The time frame needed to reach your goals and objectives will vary from person to person and from situation to situation as income, expenses, goals and other factors differ among consumers.
Maybe not the “specific” answer that you were looking for—however the key point you must realize is that it takes patience and proper planning along with the right amount of income to reach the goals and objectives that you desire for yourself—and your family!
For those of you who have visited this website for years, you already know that this is a site that is like no other and that was the goal since the first page was created.
You already know that our websites have
redefined the way that consumers achieve success worldwide.
For those of you who are new or fairly new to
this website, you too will soon understand why this site is redefining the way that
personal credit and personal finance success is achieved by consumers on a worldwide
On this site our goal is to explain timely credit and financial concerns in a manner that can
really benefit consumers (you) in a real and meaningful way.
Our new book that hits the market
this year (Fall 2012) will further help redefine the way that success is achieved for
consumers (you) in an even more forceful and effective manner!
As we look
to the future and anticipate our growth, we will continue to stay grounded and
continue to focus on new ways that we can assist consumers (you) worldwide in improving
their credit and finances in an effective manner!
We thank all who have visited this website and have benefited in a real way and we ask that you spread the word about this site so that other consumers worldwide can gain a similar benefit.
We look forward to
the next hundred pages—and we feel that they will be just as empowering as the
first 100 pages.
We thank you for visiting and we ask that you continue to improve your credit, finances and living conditions to a high level for yourself and your family.
Thomas (TJ) Underwood