Share this page: Live more abundantly. Pay it forward...
Enjoy this page? Please pay it forward. Here's how...

Would you prefer to share this page with others by linking to it?

  1. Click on the HTML link code below.
  2. Copy and paste it, adding a note of your own, into your blog, a Web page, forums, a blog comment, your Facebook account, or anywhere that someone would find this page valuable.

Vigilance & Personal Finance
even though this site provides you a clear opportunity to achieve success—you must still aspire to do your best

What is inside Wealth Building Now...
1-2-3 Credit & Me is now available...
What's Inside 1-2-3...
Think Smarter.  Live Better.  Success is Now.



You can now start enjoying your life more and manage your credit in a smarter, more cost-effective, more time-efficient, easier-to-follow and easier-to-apply manner...

Learn how effective financial planning can change your life for the better...

The 3 Step Approach--updated in 2023, now available on©2014, 2023...

Home Buyer 411 Updated©2014, 2023—also now available on

100 money saving strategies...

Learn about 15 Questions that every home buyer should know the answers to “prior to” purchasing their home…

Axioms for Wealth Building Success...

OUR 200th PAGE

Vigilance & Personal Finance


In this discussion we will address why it is important that you learn why you must pursue your own success and you must learn why others won’t do it for you!

We will also discuss the importance of why obtaining a “financially alert mind” must be your mindset on a daily basis and why this site was designed for your and your family’s future success!

As the month of March 2014 came to a conclusion, I realized  at that moment in time that I was actually in the process of creating the 200th page for this website.

That being the case I new that I had to come up with a topic of discussion that encompasses what this site is all about and provide an overview of where this site is headed in as powerful a manner as possible.

This site is designed for those who sincerely desire success and are now ready to attain the success that they desire.

The  topic of vigilance and how you can use that quality to guide your future came to mind as I reflected on the creation and direction of this site. 

Hopefully you will find some benefit in the following paragraphs!

When it comes to improving your credit or finances or achieving any major goal you must have a mental framework of success. 

You must also acknowledge what you are facing—interpret what you are currently facing and look deep within

You must be introspective and you must make the decision to move forward in the best manner possible!

You must find a way to defeat or get rid of the issue of concern (you must be vigilant) and make your situation better! 

You must also know what to avoid and when to avoidwhat!

You not only have the potential to do what needs to be done—you also possess the ability to actually get it done and perform at a higher level!

You can make advancement possible if you actively engage your mind and you commit your mind and your actions towards reaching a higher state of excellence

Are you seriously committed to doing your absolute best at this time?

Just believing is not enough—you must willfully “take action” in a manner that is “truly sincere” and you must take action at a level of commitment that can only lead to the success that you desire!

You must make it a priority to identify with success consistently, intelligently and proactively on the front end—to avoid financial confusion and frustration that all too many consumers have!

Those who take a less desirable approach to managing and improving their credit and finances often fall short of reaching their goals! 

A “Financially Alert Mind” will enhance your future and help you more readily identify with success—consistently, intelligently and proactively!

This 200th page reiterates the importance of your need to get started on your financial journey and actually do what you need to do to make your and your family’s dreams come true—in the financial realm of your life.

You don’t have to be a non-critical and inaccurate thinker where you let confusion and clutter dominate your thought process when it comes to your credit and finances!

You can be forward looking with your thinking and actually move forward with a “pleasant state of mind on a daily basis”—if you make the choice too!

You can decide right now to do something positive and use your vision to bring what you see into reality. 

Even if the process takes a little time or is slow—you can now learn the right way to go!

Now is the time that you re-awaken your dreams and exercise your mind and focus on the positive change that can now come your way—if you make the right decision today!

It is also important that you have an enthusiastic spirit as you move toward your future success.

If you are not excited about the empowering future that lies ahead in your life (whether bringing a new product or service into existence or achieving any of your meaningful and significant goals that you may have)—why should others be excited?

Are you a public success and a private failure? 

You no longer have to be! 

Now is the time that you succeed in all areas of importance in your life!

You can now take a more cerebral approach to manage your credit and finances on a daily basis!

It is also important that you realize that credibility goes hand in hand with success.

You must have integrity at all times and do what you state you will do at all times.

When it matters most you must have the mindset that you will obtain the needed knowledge that will take you toward the success that you desire.

That means you will have the desire to obtain the knowledge that you need to succeedprior too your transaction—not after your transaction—whether it be in the area of credit, finance, real estate or any other area in your life!

It is no accident that on this site we speak in a voice that speaks and conveys information in a way that consumers can understand and readily identify with!

This site is all about helping you become proficient at taking action on a consistent basis so that you can move forward toward your dreams with a higher level of certainty!

By becoming proficient you will have a sincere opportunity to reach the goals that will serve you and your family well in your future. 

By cultivating positive habits on a consistent basis you will become proficient and if you do so on a consistent basis at a high level—the success that you desire will be the ultimate outcome!

Over the years we have received many emails, phone calls and other communications about how consumers have been encouraged by this site and how they have improved their financial situation significantly by effectively utilizing the pages on this site!

Did you know that the power of your thoughts affect your future outcomes? 

Starting today you can make the decision to think clearly about your future and think daily about your future in an empowering manner—if you make the choice too!

You must realize that you are the “controller” of your thought process and you can use that control to make great things happen in your life on a consistent basis if you choose to do so!

What do your eyes, ears, mind and heart let inside on a daily basis? 

What do you desire in your future? 

You must understand that your daily thoughtsyour daily actions—and your future outcomes are all interrelated!

You must also realize that no one can make you do with your eyes, ears, mind and heart things that are good for you. 

It has to start inside of you—and it must be something that “you”—want to do!

For those who desire to “let inside” credit and financial systems and approaches that can lead to lasting success—this page and site serves as a reminder that you can sincerely make it happen!

It is important that you realize that you not only have access to empowering credit and finance advice but that advice is written in a style and presentation that works with your mind and not against your mind!

You can now build and master your future success in a manner that puts you in control—and can keep you in control! 

You can choose a path to success now or you can take alternative action and make your financial journey far more difficult than it has to be. 

Why should creditors and others benefit off of you when you can make the decision to allow them not too?

Why pursue mediocrity when you now have the opportunity to pursue the excellence that you know (or soon will know) lies inside of you?

What is inside of you that you are using to make your and your family's future dreams come true? 

On this page and site I have tried to put together powerful knowledge that you can learn in basic understandable English and still takes you to where you need or desire to be in an empowering manner—and gets you there efficiently. 

You now have an opportunity to learn systems and approaches to managing your credit and finances that will allow you to attain a very high level of lasting success.

This 200th page serves as a reminder to where we started—where we are now at—and where we need to go—to assist you even more in making the success that you desire in your and your family’s future actually materialize.

We wish you and your family untold success and we are grateful that you have chosen this site in some form or fashion to make consistent progress a reality as you manage your credit and finances on a daily basis.

By alertly having concern for your future and being vigilant on a consistent basis you can put yourself in position to attain success and put yourself in position to avoid future danger as it relates to your credit and finances!

If you are one who truly desire success at this time be sure to take a look at the following links so that you can learn how to manage your credit and finances in a highly efficient and effective manner!

The “3 Step Approach” in the NEW GUIDE is all about helping you transform your mindset and identifying with success on a consistent basis...

Return to Top

Return From Vigilance & Personal Finance to Our 150th Page

Return From Vigilance & Personal Finance to Our 100th Page

Return From Vigilance & Personal Finance to Our 50th Page

Return From Vigilance & Personal Finance to Realty 1 Strategic Advisors Home Page

Our Latest release © 2023, "The 3 Step Structured Approach" now available on

NEW BOOK ©2021, 20231-2-3 Credit & MeNow Available

Learn what others are saying about our latest blog (Summer 2014)

Purchase "The Wealth Increaser"

Learn more about "The Wealth Increaser"

Learn about what is inside of "The Wealth Increaser"...

About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



Atlanta South Location:

Realty 1 Strategic Advisors, LLC

77 Prestwick Lane

Peachtree City, GA 30269

770-719-4550 (Direct)

Atlanta Central Location:

Realty 1 Strategic Advisors, LLC

2940 West Stubbs Road

Atlanta, GA 30349

404-952-9284 (Direct)

Share this page: Live more abundantly. Pay it forward...
Enjoy this page? Please pay it forward. Here's how...

Would you prefer to share this page with others by linking to it?

  1. Click on the HTML link code below.
  2. Copy and paste it, adding a note of your own, into your blog, a Web page, forums, a blog comment, your Facebook account, or anywhere that someone would find this page valuable.

The 3 Step Approach--updated in 2023, now available on


Jumbo Mortgage Loan News----Atlanta Luxury Home News

Please note that all fields followed by an asterisk must be filled in.

Please enter the word that you see below.