Humor & Personal Finance
Learn how you can use humor to assist you in reaching your goals

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Humor & Personal Finance

It is important that while you are managing and improving your credit or otherwise trying to achieve your financial goals—that you have a humorous spirit.

Even though credit and finance is an area that needs to be approached in a serious manner—you must not be uptight while you are in the process of managing and improving your credit.

Even though I write in a serious manner in an attempt to provide consumers worldwide a better and more effective way of managing and approaching their finances—I do so in a relaxed and as stress-free a manner as possible.

Or another way of stating it is—I never take myself too seriously!

It is important that you enjoy life along the way as you improve your credit and finances and having a humorous spirit allows you to loosen up—and not be too uptight about your current position.

You must still gain the preparation and knowledge that you need to succeed—however, you should do so in a relaxed and as stress-free a manner as possible.

This site allows you the opportunity to obtain the knowledge and practical application that will serve your and your family's long-term interests as it relates to managing and improving your credit and finances in a comprehensive manner.

It is important that you realize (don't be so uptight) that the credit and financial challenges that you now face or that you may face in your future—or that you have faced in your past can be eliminated, reduced or made irrelevant in your life if you make a sincere effort to manage your financial affairs in a more effective way—today!

Be sure to compare the theories, models, concepts, ideas, systems and approaches on this site to others that you have come across and to others that you may come across in your future! 

You can then determine which approach will work best for you and your family!

Likewise, if you are considering purchasing a book to improve your credit and finances—be sure to compare the theories, models, concepts, ideas, systems and approaches that can be found inside Managing & Improving Your Credit & Finances for this MILLENNIUM with other credit and finance books that you have read or that you will read in your future!

This site—along with the book mentioned above will give you what you need to transform your credit and financial future in a comprehensive manner and in the most effective and efficient manner possible in our opinion.

Getting back to humor and your personal finances—you must have experiences in your life on a daily basis that provokes laughter and will cause you to move forward in a manner where distractions will not have a major effect upon you and your family.

By having a keen sense of humor you can move about through life in a more fluid manner and you can get positive momentum to work for you and not get down when adversity works against you!

Even if you are now facing great adversity—don't forget to keep humor in your life on a daily basis!

Don't get too uptight about your situation right now—you may soon find a way to effectively improve your finances by navigating this site today!

It is important that you have a view of yourself and your family that is healthy and you must have a belief within that you will achieve what you set out to achieve.

In some instances you may face adversity in a manner that appears to be coming from all angles.  However daunting the situation looks (and often is) while it is occurring—you must not let the difficulty that you are facing take away your joy like many consumers often do.

You must realize that it s not uncommon for you and others who are pursuing financial freedom to face trials and tribulations along the way!

In spite of it all, you must continue to have a positive outlook about your future and you can use humor as one of many tools to counteract the adversity that you are facing!

Whether you are facing adversity on one front or on multiple fronts you must know that adversity can and most likely will occur at some point in your life and often on multiple fronts and at the same time!

You must realize that adversity on multiple fronts may occur during your lifetime in order to give you the added strength that you need to succeed—BIG TIME! 

You must look at what you are now facing as resistance—so that you will have the strength and faith later on that will lead to perseverance!

You must realize that you are facing adversity for a reason and on occasion it can last longer than a season.

You must also realize that going through adversity can often be painful—however, by staying positive and dominating your thoughts with joy and humor—that can help sustain you during difficult times!

You must not let the adversity that you are now facing, have faced or that you may face in your future—take away your joy! 

Your challenge is remaining positive and continuing to do what is right and will move you forward!

You must know that by responding in a positive manner a much greater benefit is in your and your family's future.

In the long run you must realize that adversity is actually developing you if you believe it to be true!

By responding positively to adversity—you will know what lies in your future and you will begin to take the necessary action that will lead to the success that you desire.

You will then look back in amazement at how you once made the choice to allow anxiety to rule your life for the period in your life that you allowed it to rule!

We ask that you move toward your future goals in a manner where you allow humor and other positive qualities to dominate your thoughts and not allow worry, anxiety and  fear to dominate your daily thoughts!

Unlike other personal finance sites that you may have come across or that you may come across in the future this site allows you the opportunity in real time (right now) to address your credit and finances in a comprehensive—yet highly effective and efficient manner.

You can now handle your credit and finances in a mature manner and in a manner that is decisive, consistent and of high character. 

You don't have to cheat your way through life or live your life in a powerless manner—if you obtain the right knowledge and you utilize that knowledge appropriately!

You were placed on earth to work and create something new and meaningful (your life purpose) and to be a blessing for others and you can now do so by using humor and other positive qualities of success to assist you along the way!

What You Can Do Now To Move Toward Success

You now have the opportunity to address your credit and finances in a powerful way with no  hidden motives and as an added bonus—you don't have to pay!

You have no excuse—for not starting on a path to success today!

Difficulty of understanding or cost is no longer in your way!

Make the decision to start on a path to attaining financial freedom now—navigating this site will show you how!

By starting on your path todaywe are of the opinion that major success is ahead for you and your family—in a major way!

The question is—will you stay or will you delay? 

Success is already within you—what are you now going to do?

Be sure to use humor as you move forward to make your and your family's dreams come true!

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About This Article:


The above article was written by Thomas (TJ) UnderwoodThomas (TJ) Underwood is a former fee-only financial planner, a former top producing loan processor and is currently a licensed real estate broker in the state of Georgia. 

He is the writer behind The Real Estate & Finance 360 Degrees Series of Books that include The Wealth Increaser, Home Buyer 411 The Smart Guide to Buying Your Home, Home Seller 411 The Smart Guide to Selling Your Home, and  Managing & Improving Your Credit & Finances for this MILLENNIUM.

In addition he is also the writer who created The 3 Step Structured Approach to Managing Your Finances, and CREDIT & FINANCE IMPROVEMENT MADE EASY—NEW GUIDE that you can download right now "(at MIMIMAL cost $3.95)" to learn more about his writing style and how you can achieve "more" success in the current economy.

He is the creator of where he regularly blogs about helping consumers improve their credit, finance and real estate pursuits in an intelligent, consistent and proactive manner. 

He’s always looking for ways to make intelligent finance improvement happen for those who “sincerely desire” success in their future. He was the first financial planner to coin the phrase "financially alert mind"  and he consistently writes in a style that is designed to provide consumers the ability to take control of their lives and achieve great results.

You can contact him from a number of sources but the most direct way is to contact him through the contact us block that can be found at the bottom of this page.  You can also get highly relevant tips on "living your life more abundantly" and link to and possibly earn revenue by logging on to

He is also an IRS registered tax planning professional with over 30 years of tax experience and can be reached at:



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